{"id":340,"date":"2026-10-25T12:37:45","date_gmt":"2026-10-25T04:37:45","guid":{"rendered":"https:\/\/xbbiz.com\/?p=340"},"modified":"2026-10-25T12:37:45","modified_gmt":"2026-10-25T04:37:45","slug":"payment-gateway","status":"publish","type":"post","link":"https:\/\/xbbiz.com\/index.php\/2026\/10\/25\/payment-gateway\/","title":{"rendered":"\u652f\u4ed8\u7db2\u95dc\u662f\u4ec0\u9ebc\uff1a\u62c6\u89e3\u4ea4\u6613\u6d41\u7a0b\u3001\u8207\u652f\u4ed8\u901a\u9053\u4e4b\u5225\uff0c\u4ee5\u53ca\u5546\u6236\u6311\u9078\u8207\u6574\u5408\u8981\u9ede"},"content":{"rendered":"<section style=\"font-family:-apple-system,&apos;PingFang HK&apos;,&apos;Microsoft JhengHei&apos;,&apos;Noto Sans 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style=\"color:#0284c7\">\u6e05\u7b97\u8207\u5546\u6236\u8cc7\u91d1\u7d50\u7b97\uff08Clearing &amp; Settlement\uff09\uff1a<\/strong>\u5373\u6642\u6388\u6b0a\u50c5\u4ee3\u8868\u5361\u7247\u4fe1\u7528\u984d\u5ea6\u7684\u51cd\u7d50\u3002\u771f\u6b63\u6d89\u53ca\u8cc7\u91d1\u8f49\u79fb\u7684\u74b0\u7bc0\u767c\u751f\u5728\u65e5\u7d42\u6279\u6b21\u6e05\u7b97\uff0c\u6536\u55ae\u6a5f\u69cb\u5728\u6263\u9664\u7d04\u5b9a\u624b\u7e8c\u8cbb\u5f8c\uff0c\u4f9d\u65e2\u5b9a\u9031\u671f\uff08\u5982 T+1 \u6216 T+2\uff09\u5c07\u6b3e\u9805\u7d50\u7b97\u81f3\u5546\u6236\u5e33\u6236\u3002<\/li>\n<\/ol>\n<div style=\"margin:22px 0;padding:16px 20px;border-left:4px solid #38bdf8;background:#f0f9ff;color:#0c4a6e;border-radius:0 6px 6px 0\">\n<strong style=\"display:block;margin-bottom:6px;font-size:1.05em\">\u5c08\u696d\u63d0\u793a\uff1a\u6388\u6b0a\uff08Auth\uff09\u8207\u8acb\u6b3e\uff08Capture\uff09\u7684\u89e3\u8026\u904b\u7528<\/strong><br \/>\n\u6388\u6b0a\u6210\u529f\u4e26\u4e0d\u7b49\u540c\u65bc\u6b3e\u9805\u5df2\u5165\u5e33\u3002\u5546\u6236\u53ef\u9078\u64c7\u6388\u6b0a\u5f8c\u7acb\u5373\u767c\u8d77\u81ea\u52d5\u8acb\u6b3e\uff0c\u6216\u5728\u5546\u54c1\u78ba\u8a8d\u767c\u8ca8\u524d\u624d\u57f7\u884c\u5ef6\u9072\u8acb\u6b3e\u3002\u4f8b\u5982\u9152\u5e97\u8a02\u623f\u3001\u8de8\u5883\u79df\u8eca\u6216\u9810\u8cfc\u578b\u96fb\u5546\uff0c\u5e38\u7528\u300c\u9810\u5148\u6388\u6b0a\u9396\u5b9a\u984d\u5ea6\u3001\u5c65\u7d04\u524d\u767c\u8d77\u8acb\u6b3e\u300d\u6a5f\u5236\u3002\u82e5\u5728\u8acb\u6b3e\u524d\u8a02\u55ae\u53d6\u6d88\uff0c\u5546\u6236\u53ef\u76f4\u63a5\u767c\u8d77\u53d6\u6d88\u6388\u6b0a\uff08Void\uff09\u91cb\u653e\u984d\u5ea6\uff0c\u4e0d\u50c5\u7701\u4e0b\u9000\u6b3e\u8655\u7406\u8cbb\uff0c\u4ea6\u80fd\u907f\u514d\u6301\u5361\u4eba\u5e33\u55ae\u7522\u751f\u4e0d\u5fc5\u8981\u7684\u6b63\u8ca0\u6263\u62b5\u9805\u76ee\u3002\u5404\u5361\u7d44\u7e54\u5c0d\u65bc\u6388\u6b0a\u6709\u6548\u671f\u9650\u5747\u6709\u56b4\u683c\u898f\u7bc4\uff0c\u5546\u6236\u5728\u8a2d\u8a08\u5c65\u7d04\u6d41\u7a0b\u6642\u52d9\u5fc5\u7d0d\u5165\u6b64\u6642\u9593\u9650\u5236\u3002\n<\/div>\n<h2 style=\"font-size:1.45em;line-height:1.4;margin:36px 0 16px;padding-bottom:10px;border-bottom:2px solid #e0f2fe;color:#0369a1\">\u652f\u4ed8\u7db2\u95dc\u8207\u652f\u4ed8\u901a\u9053\u7684\u5206\u5de5\u5dee\u7570<\/h2>\n<p>\u652f\u4ed8\u751f\u614b\u4e2d\uff0c\u7db2\u95dc\u5074\u91cd\u65bc\u300c\u901a\u8a0a\u9023\u7dda\u8207\u8cc7\u6599\u4ea4\u63db\u300d\uff0c\u901a\u9053\u5074\u91cd\u65bc\u300c\u91d1\u878d\u6e05\u7b97\u8207\u6cd5\u5f8b\u8cac\u4efb\u300d\uff0c\u5169\u8005\u7684\u6b0a\u8cac\u908a\u754c\u5177\u6709\u660e\u78ba\u5340\u5206\uff1a<\/p>\n<table style=\"border-collapse:collapse;margin:18px 0;font-size:15px\">\n<thead>\n<tr>\n<th style=\"text-align:left;padding:12px 14px;border:1px solid #bae6fd;background:#f0f9ff;color:#0369a1\">\u6bd4\u8f03\u7dad\u5ea6<\/th>\n<th style=\"text-align:left;padding:12px 14px;border:1px solid #bae6fd;background:#f0f9ff;color:#0369a1\">\u652f\u4ed8\u7db2\u95dc\uff08Gateway\uff09<\/th>\n<th style=\"text-align:left;padding:12px 14px;border:1px solid #bae6fd;background:#f0f9ff;color:#0369a1\">\u652f\u4ed8\u901a\u9053\uff08Acquiring Channel\uff09<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0;font-weight:600;color:#0f172a\">\u6838\u5fc3\u696d\u52d9\u8077\u80fd<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u8cc7\u6599\u52a0\u5bc6\u50b3\u8f38\u3001\u683c\u5f0f\u8f49\u63db\u3001\u72c0\u614b\u56de\u8abf\u3001\u65e5\u8a8c\u5be9\u8a08<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u5361\u7d44\u7e54\u901a\u9053\u63a5\u5165\u3001\u8cc7\u91d1\u6e05\u7b97\u3001\u7d50\u7b97\u5c0d\u5e33\u3001\u98a8\u96aa\u627f\u64d4<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0;font-weight:600;color:#0f172a\">\u5408\u7d04\u95dc\u4fc2\u6027\u8cea<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u6280\u8853\u670d\u52d9\u5354\u8b70\uff08SLA\uff09\uff0c\u5be9\u6838\u9580\u6abb\u4ee5\u6280\u8853\u8cc7\u5b89\u70ba\u4e3b<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u6536\u55ae\u5546\u6236\u5354\u8b70\uff0c\u6d89\u53ca\u56b4\u683c\u4f01\u696d KYC\u3001\u7522\u696d\u5408\u898f\u8207\u53cd\u6d17\u9322\u5be9\u6838<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0;font-weight:600;color:#0f172a\">\u5be6\u969b\u8cc7\u91d1\u63a5\u89f8<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u4e0d\u7d93\u624b\u8cc7\u91d1\uff0c\u50c5\u50b3\u9001\u91d1\u878d\u5831\u6587\u8207\u4ea4\u6613\u72c0\u614b\u6307\u793a<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u6b3e\u9805\u7d93\u7531\u6536\u55ae\u6a5f\u69cb\u6e05\u7b97\u5c08\u6236\uff0c\u6263\u9664\u8cbb\u7387\u5f8c\u64a5\u4ed8\u81f3\u5546\u6236\u5e33\u6236<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0;font-weight:600;color:#0f172a\">\u67b6\u69cb\u66ff\u63db\u96e3\u5ea6<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u5c6c\u65bc\u8edf\u9ad4\u5de5\u7a0b\u4ecb\u9762\u8abf\u8a66\uff0c\u591a\u6578\u60c5\u6cc1\u4e0b\u53ef\u5728\u6578\u65e5\u5167\u5e73\u6ed1\u5207\u63db<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u727d\u6d89\u6cd5\u5f8b\u5be6\u9ad4\u7c3d\u7d04\u3001\u9280\u884c\u8cc7\u4fe1\u5be9\u6838\u8207\u98a8\u63a7\u4fdd\u8b49\u91d1\u5354\u8b70\uff0c\u9031\u671f\u8f03\u9577<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5728\u4e2d\u5927\u898f\u6a21\u7684\u96fb\u5546\u67b6\u69cb\u4e2d\uff0c\u63a1\u7528\u300c\u55ae\u4e00\u7db2\u95dc\u4ecb\u63a5\u591a\u6536\u55ae\u901a\u9053\u300d\u6216\u5177\u5099<strong style=\"color:#0284c7\">\u667a\u80fd\u8def\u7531<\/strong>\u80fd\u529b\u7684\u7de8\u6392\u67b6\u69cb\u5df2\u6210\u4e3b\u6d41\u3002\u7cfb\u7d71\u53ef\u4f9d\u64da\u767c\u5361\u5730\u5340\u3001\u5e63\u5225\u6216\u8cbb\u7387\u512a\u52e2\uff0c\u5373\u6642\u5206\u6d41\u4ea4\u6613\u81f3\u6210\u529f\u7387\u6700\u9ad8\u7684\u901a\u9053\uff0c\u6709\u6548\u964d\u4f4e\u55ae\u9ede\u670d\u52d9\u4e2d\u65b7\u7684\u5546\u696d\u98a8\u96aa\u3002<\/p>\n<figure><img decoding=\"async\" alt=\"\u5c55\u793a\u5546\u6237\u524d\u7aef\u7ecf\u7531\u652f\u4ed8\u7db2\u95dc\u667a\u80fd\u8def\u7531\u5206\u6d41\u81f3\u591a\u6761\u94f6\u884c\u6536\u5355\u901a\u9053\u7684\u7f51\u7edc\u62d3\u6251\u793a\u610f\u56fe\" src=\"https:\/\/xbbiz.com\/wp-content\/uploads\/2026\/10\/c7e8b1b7fd76414da33ef2073249b8eb.webp\"><figcaption>\u5546\u6236\u900f\u904e\u55ae\u4e00\u7db2\u95dc\u4ecb\u63a5\u591a\u5143\u6536\u55ae\u901a\u9053\u4e26\u555f\u7528\u667a\u80fd\u8def\u7531\uff0c\u53ef\u4f9d\u64da\u4ea4\u6613\u5e63\u5225\u8207\u8cbb\u7387\u5373\u6642\u5206\u6d41\uff0c\u964d\u4f4e\u55ae\u9ede\u4e2d\u65b7\u98a8\u96aa\u3002<\/figcaption><\/figure>\n<h2 style=\"font-size:1.45em;line-height:1.4;margin:36px 0 16px;padding-bottom:10px;border-bottom:2px solid #e0f2fe;color:#0369a1\">\u5e38\u898b\u63a5\u5165\u5f62\u614b\u8207\u8cc7\u5b89\u5408\u898f\u6b0a\u8cac<\/h2>\n<p>\u6280\u8853\u63a5\u5165\u5f62\u614b\u7684\u9078\u64c7\uff0c\u4e0d\u50c5\u6c7a\u5b9a\u7814\u767c\u5de5\u6642\u8207\u7d50\u5e33\u6d41\u7a0b\u7684\u6d41\u66a2\u5ea6\uff0c\u66f4\u76f4\u63a5\u7d81\u5b9a\u5546\u6236\u6bcf\u5e74\u5ea6\u7684\u8cc7\u5b89\u5408\u898f\u5de5\u4f5c\u91cf\uff1a<\/p>\n<h3 style=\"font-size:1.15em;margin:24px 0 8px;color:#0284c7\">1. \u8a17\u7ba1\u4ed8\u6b3e\u9801\uff08Hosted Payment Page\uff09<\/h3>\n<p>\u7cfb\u7d71\u5c07\u6d88\u8cbb\u8005\u76f4\u63a5\u91cd\u5b9a\u5411\u81f3\u7db2\u95dc\u8a17\u7ba1\u7684\u5b89\u5168\u7d50\u5e33\u9801\u9762\u5b8c\u6210\u4ea4\u6613\u3002\u5546\u6236\u5e95\u5c64\u7cfb\u7d71\u5b8c\u5168\u4e0d\u63a5\u89f8\u5361\u865f\u7b49\u654f\u611f\u8cc7\u8a0a\u3002\u4f9d\u64da <a href=\"https:\/\/www.pcisecuritystandards.org\/document_library\/?category=saqs\" rel=\"nofollow noopener\" style=\"color:#0284c7;text-decoration:underline\">PCI SSC \u5b98\u65b9\u6a19\u6e96\u6587\u4ef6\u5eab<\/a> \u7684\u898f\u7bc4\uff0c\u9019\u985e\u5168\u5916\u5305\u6a21\u5f0f\u5546\u6236\u901a\u5e38\u9069\u7528\u586b\u5831\u689d\u6b3e\u6700\u7c21\u6f54\u7684\u81ea\u8a55\u554f\u5377 SAQ A\u3002\u6b64\u5f62\u614b\u6574\u5408\u9031\u671f\u76f8\u5c0d\u8fc5\u901f\uff0c\u9069\u5408\u5c0f\u578b\u5546\u6236\u6216\u5feb\u901f\u9a57\u8b49\u696d\u52d9\u6a21\u5f0f\uff0c\u4f46\u5176\u7f3a\u9ede\u5728\u65bc\u9801\u9762\u8df3\u8f49\u53ef\u80fd\u7565\u5fae\u5f71\u97ff\u8f49\u5316\u7387\u3002<\/p>\n<h3 style=\"font-size:1.15em;margin:24px 0 8px;color:#0284c7\">2. \u5167\u5d4c\u5143\u4ef6\uff0fiframe\uff08Embedded Fields\uff09<\/h3>\n<p>\u7d50\u5e33\u4ecb\u9762\u4fdd\u7559\u5728\u5546\u6236\u81ea\u6709\u7ad9\u9ede\u4e2d\uff0c\u800c\u654f\u611f\u7684\u5361\u865f\u8207\u5b89\u5168\u78bc\u8f38\u5165\u6846\u5247\u900f\u904e iframe \u6216\u53d7\u4fdd\u8b77\u7684 JavaScript SDK \u8f09\u5165\u3002\u6b64\u65b9\u6848\u80fd\u517c\u9867\u9ad8\u5ea6\u4e00\u81f4\u7684\u54c1\u724c\u8996\u89ba\u9ad4\u9a57\u8207\u5408\u898f\u908a\u754c\uff0c\u662f\u4e2d\u5927\u578b\u96fb\u5546\u666e\u904d\u63a1\u7528\u7684\u6a21\u5f0f\u3002<\/p>\n<p>\u9700\u8981\u7279\u5225\u6ce8\u610f\u5408\u898f\u908a\u754c\u7d30\u7bc0\uff1a\u5546\u6236\u80fd\u5920\u9069\u7528 SAQ A \u7684\u524d\u63d0\uff0c\u5728\u65bc\u4ed8\u6b3e\u6d41\u7a0b\u5168\u6578\u59d4\u5916\uff0c\u4e14\u7d50\u5e33\u7db2\u9801\u5167\u4e0d\u5b58\u5728\u4efb\u4f55\u8db3\u4ee5\u7ac4\u6539\u6216\u52ab\u6301\u4ed8\u6b3e\u5143\u4ef6\u7684\u5916\u4f86\u8173\u672c\u3002\u82e5\u5546\u6236\u5728\u540c\u4e00\u9801\u9762\u8f09\u5165\u672a\u53d7\u56b4\u683c\u63a7\u7ba1\u7684\u7b2c\u4e09\u65b9\u8ffd\u8e64\u78bc\u3001\u884c\u92b7\u63a8\u85a6\u5de5\u5177\u6216\u5206\u6790\u8173\u672c\uff0c\u4f9d PCI DSS v4.0.1 \u898f\u7bc4\u53ef\u80fd\u843d\u5165\u63a7\u7ba1\u8981\u6c42\u591a\u51fa\u6578\u500d\u7684 SAQ A-EP\uff0c\u5f8c\u7e8c\u7dad\u8b77\u8207\u5b9a\u671f\u4ee3\u78bc\u5be9\u67e5\u6210\u672c\u5c07\u986f\u8457\u63d0\u5347\u3002<\/p>\n<h3 style=\"font-size:1.15em;margin:24px 0 8px;color:#0284c7\">3. \u76f4\u9023 API\uff08Server-to-Server\uff09<\/h3>\n<p>\u5546\u6236\u4f3a\u670d\u5668\u76f4\u63a5\u5411\u7db2\u95dc API \u63d0\u4ea4\u539f\u59cb\u652f\u4ed8\u5831\u6587\u3002\u9069\u7528\u65bc\u9ad8\u5ea6\u81ea\u8a02\u67b6\u69cb\u3001\u8907\u96dc\u5b9a\u671f\u6263\u6b3e\u6216\u5927\u578b\u5e73\u53f0\u4ee3\u6536\u5834\u666f\u3002\u6b64\u6a21\u5f0f\u5c07\u5546\u6236\u5b8c\u5168\u7d0d\u5165 PCI DSS \u7684\u9ad8\u898f\u683c\u5be9\u6838\u7bc4\u7587\uff08\u901a\u5e38\u9069\u7528 SAQ D \u6216\u9700\u9032\u884c\u73fe\u5834\u5be9\u67e5\uff09\uff0c\u8981\u6c42\u914d\u5099\u786c\u9ad4\u5b89\u5168\u6a21\u7d44\u3001\u7aef\u5230\u7aef\u5bc6\u9470\u8f2a\u63db\u8207\u5b8c\u6574\u7684\u5b89\u5168\u7a3d\u6838\u6a5f\u5236\u3002<\/p>\n<figure><img decoding=\"async\" alt=\"\u5bf9\u6bd4\u6258\u7ba1\u4ed8\u6b3e\u9875\u3001\u5185\u5d4ciframe\u5143\u4ef6\u4e0e\u76f4\u8fdeAPI\u4e09\u79cd\u652f\u4ed8\u7db2\u95dc\u63a5\u5165\u5f62\u6001\u53ca\u5b89\u5168\u6743\u8d23\u8fb9\u754c\u7684\u793a\u610f\u56fe\" src=\"https:\/\/xbbiz.com\/wp-content\/uploads\/2026\/10\/2fc7d2ba189c4a92a498e549501f2c89.webp\"><figcaption>\u4e0d\u540c\u63a5\u5165\u5f62\u614b\u76f4\u63a5\u6c7a\u5b9a\u8cc7\u5b89\u5408\u898f\u6b0a\u8cac\uff0c\u5167\u5d4c\u5143\u4ef6\u80fd\u5728\u7dad\u6301\u54c1\u724c\u8996\u89ba\u4e00\u81f4\u7684\u540c\u6642\u5c07\u5b89\u5168\u5be9\u67e5\u7bc4\u570d\u63a7\u5236\u5728\u5408\u898f\u908a\u754c\u5167\u3002<\/figcaption><\/figure>\n<h2 style=\"font-size:1.45em;line-height:1.4;margin:36px 0 16px;padding-bottom:10px;border-bottom:2px solid #e0f2fe;color:#0369a1\">\u5546\u6236\u8a55\u4f30\u8207\u7be9\u9078\u7684\u6838\u5fc3\u6e05\u55ae<\/h2>\n<p>\u8a55\u4f30\u7db2\u95dc\u670d\u52d9\u5546\u6642\uff0c\u9664\u4e86\u4ecb\u9762\u6613\u7528\u5ea6\u5916\uff0c\u66f4\u9700\u5c07\u4ee5\u4e0b\u5177\u9ad4\u6307\u6a19\u843d\u5be6\u65bc\u5408\u7d04\u8207 SLA \u5354\u8b70\u4e2d\uff1a<\/p>\n<ul style=\"padding-left:22px;margin:16px 0\">\n<li style=\"margin-bottom:10px\"><strong>\u652f\u4ed8\u5de5\u5177\u8986\u84cb\u5ea6\uff1a<\/strong>\u9664\u4e3b\u6d41\u570b\u969b\u4fe1\u7528\u5361\u5916\uff0c\u9999\u6e2f\u5728\u5730\u5546\u696d\u5c24\u9700\u78ba\u8a8d\u662f\u5426\u7121\u7e2b\u652f\u63f4\u8f49\u6578\u5feb\uff08FPS\uff09\u3001PayMe\u3001AlipayHK\u3001WeChat Pay HK \u53ca\u516b\u9054\u901a\u7dda\u4e0a\u652f\u4ed8\u3002\u91dd\u5c0d\u8de8\u5883\u8cb7\u5bb6\uff0c\u5247\u9700\u6aa2\u8996\u662f\u5426\u5167\u5efa\u76ee\u6a19\u5e02\u5834\u7684\u5728\u5730\u5373\u6642\u8f49\u5e33\u6a5f\u5236\u3002<\/li>\n<li style=\"margin-bottom:10px\"><strong>\u591a\u5e63\u5225\u8207\u5916\u532f\u7d50\u7b97\u689d\u6b3e\uff1a<\/strong>\u4ea4\u6613\u8a08\u50f9\u5e63\u5225\u8207\u5546\u6236\u5be6\u969b\u5165\u5e33\u5e63\u5225\u4e0d\u540c\u6642\uff0c\u660e\u78ba\u532f\u7387\u57fa\u6e96\u9ede\uff08\u63a1\u7528\u5361\u7d44\u7e54\u724c\u50f9\u6216\u9280\u884c\u73fe\u532f\u8cb7\u5165\u50f9\uff09\u8207\u5916\u532f\u8f49\u63db\u624b\u7e8c\u8cbb\u52a0\u6210\u9ede\u6578\u3002<\/li>\n<li style=\"margin-bottom:10px\"><strong style=\"color:#0284c7\">\u8cc7\u5b89\u6191\u8b49\u7b49\u7d1a\uff1a<\/strong>\u670d\u52d9\u5546\u672c\u8eab\u5fc5\u9808\u51fa\u5177\u7b26\u5408 PCI DSS \u6700\u65b0\u6a19\u6e96\u7684\u5408\u898f\u8b49\u660e\u6587\u4ef6\uff08Attestation of Compliance, AOC\uff09\uff0c\u4e26\u91d0\u6e05\u5176\u4f5c\u70ba Service Provider Level 1 \u7684\u8a8d\u8b49\u6db5\u84cb\u7bc4\u570d\uff1b\u540c\u6642\u9808\u5b8c\u6574\u652f\u63f4 3D Secure 2.2+ \u5354\u5b9a\u4ee5\u78ba\u4fdd\u6d88\u8cbb\u8005\u8eab\u5206\u9a57\u8b49\u6210\u529f\u7387\u3002<\/li>\n<li style=\"margin-bottom:10px\"><strong>\u62d2\u4ed8\u7ba1\u7406\u8207\u722d\u8b70\u652f\u63f4\u6a5f\u5236\uff1a<\/strong>\u8a55\u4f30\u5f8c\u53f0\u662f\u5426\u5177\u5099\u65e9\u671f\u7684\u62d2\u4ed8\u9810\u8b66\u4fe1\u865f\uff08\u5982 Ethoca \u6216 Verifi \u7db2\u7d61\u652f\u63f4\uff09\u3001\u7dda\u4e0a\u6297\u8faf\u6191\u8b49\u63d0\u4ea4\u7ba1\u9053\uff0c\u4ee5\u53ca\u722d\u8b70\u6848\u4ef6\u7684\u8655\u7406\u6548\u7387\u3002<\/li>\n<li style=\"margin-bottom:10px\"><strong>\u5de5\u7a0b\u9664\u932f\u8207\u6c99\u76d2\u5b8c\u5099\u5ea6\uff1a<\/strong>\u6c99\u76d2\u74b0\u5883\u662f\u5426\u80fd\u7cbe\u6e96\u6a21\u64ec\u6240\u6709\u7db2\u8def\u8d85\u6642\u3001\u8eab\u5206\u9a57\u8b49\u4e2d\u65b7\u53ca\u9280\u884c\u62d2\u7d55\u4ee3\u78bc\uff1bAPI \u56de\u50b3\u4ee3\u78bc\u898f\u7bc4\u662f\u5426\u5177\u5099\u8a9e\u7fa9\u6e05\u6670\u7684\u932f\u8aa4\u6307\u5f15\u3002<\/li>\n<\/ul>\n<h2 style=\"font-size:1.45em;line-height:1.4;margin:36px 0 16px;padding-bottom:10px;border-bottom:2px solid #e0f2fe;color:#0369a1\">\u7cfb\u7d71\u6574\u5408\u5de5\u7a0b\u5be6\u8e10\u8207\u6297\u98a8\u96aa\u8a2d\u8a08<\/h2>\n<p>\u652f\u4ed8\u6574\u5408\u7684\u7a69\u5b9a\u6027\uff0c\u53d6\u6c7a\u65bc\u908a\u754c\u7570\u5e38\u8655\u7406\u7684\u56b4\u8b39\u7a0b\u5ea6\u3002\u5728\u7531\u6c99\u76d2\u5207\u63db\u81f3\u6b63\u5f0f\u74b0\u5883\u7684\u904e\u7a0b\u4e2d\uff0c\u7814\u767c\u5718\u968a\u61c9\u56b4\u683c\u843d\u5be6\u4ee5\u4e0b\u6280\u8853\u6e96\u5247\uff1a<\/p>\n<p>\u9996\u5148\u662f<strong style=\"color:#0284c7\">\u51aa\u7b49\u6027\u4fdd\u8b77\uff08Idempotency\uff09<\/strong>\u3002\u5728\u5206\u6563\u5f0f\u7db2\u8def\u74b0\u5883\u4e2d\uff0cWebhook \u901a\u77e5\u56e0\u9023\u7dda\u91cd\u8a66\u53ef\u80fd\u53cd\u8986\u50b3\u9001\uff0c\u4ea6\u53ef\u80fd\u56e0\u7dda\u8def\u6296\u52d5\u5b8c\u5168\u672a\u9001\u9054\u3002\u5546\u6236\u5f8c\u7aef\u5fc5\u9808\u4ee5\u552f\u4e00\u7684\u696d\u52d9\u8a02\u55ae\u865f\u6216\u7db2\u95dc\u4ea4\u6613 ID \u4f5c\u70ba\u51aa\u7b49\u9375\uff0c\u78ba\u4fdd\u540c\u4e00\u4e8b\u4ef6\u91cd\u8907\u56de\u8abf\u50c5\u57f7\u884c\u4e00\u6b21\u72c0\u614b\u8b8a\u66f4\u3002\u540c\u6642\uff0c\u5fc5\u9808\u642d\u914d\u4e3b\u52d5\u8f2a\u8a62\u6a5f\u5236\uff1a\u91dd\u5c0d\u8d85\u904e\u9810\u8a2d\u6642\u9650\u4ecd\u8655\u65bc\u7b49\u5f85\u72c0\u614b\u7684\u8a02\u55ae\uff0c\u5f8c\u53f0\u5b9a\u671f\u6392\u7a0b\u5411\u7db2\u95dc\u767c\u8d77\u67e5\u8a62\u4ecb\u9762\u4e3b\u52d5\u6821\u5c0d\uff0c\u5f62\u6210\u96d9\u91cd\u4fdd\u96aa\u3002<\/p>\n<p>\u5176\u6b21\u662f\u8a02\u55ae\u72c0\u614b\u6a5f\u7684\u55ae\u5411\u6f14\u9032\u3002\u5c07\u300c\u5f85\u6388\u6b0a\u3001\u5df2\u6388\u6b0a\u3001\u5df2\u8acb\u6b3e\u3001\u5df2\u7d50\u7b97\u3001\u90e8\u5206\u9000\u6b3e\u3001\u5168\u984d\u9000\u6b3e\u3001\u5df2\u4f5c\u5ee2\u300d\u7b49\u7bc0\u9ede\u660e\u78ba\u9694\u96e2\uff0c\u907f\u514d\u9006\u5411\u8f49\u79fb\u5c0e\u81f4\u6d41\u7a0b\u6b7b\u9396\u3002\u6b64\u5916\uff0c\u6240\u6709\u4ea4\u6613\u91d1\u984d\u5728\u8cc7\u6599\u5eab\u8207\u50b3\u8f38\u7d50\u69cb\u4e2d\uff0c\u7686\u61c9\u4ee5\u6700\u5c0f\u8ca8\u5e63\u55ae\u4f4d\u6574\u6578\uff08\u4f8b\u5982\u6e2f\u5e63\u6216\u7f8e\u5143\u4ee5\u300c\u5206\/Cents\u300d\uff09\u9032\u884c\u8a08\u7b97\u8207\u5132\u5b58\uff0c\u675c\u7d55\u6d6e\u9ede\u6578\u7cbe\u5ea6\u8aa4\u5dee\u5728\u6e05\u7b97\u5c0d\u5e33\u6642\u5f15\u767c\u7684\u5e33\u9762\u5dee\u984d\u3002<\/p>\n<h2 style=\"font-size:1.45em;line-height:1.4;margin:36px 0 16px;padding-bottom:10px;border-bottom:2px solid #e0f2fe;color:#0369a1\">\u9999\u6e2f\u5728\u5730\u5546\u696d\u751f\u614b\u7684\u7279\u6b8a\u8003\u91cf<\/h2>\n<p>\u91dd\u5c0d\u4ee5\u9999\u6e2f\u70ba\u696d\u52d9\u6a1e\u7d10\u7684\u5546\u6236\uff0c\u652f\u4ed8\u7db2\u7d61\u6709\u6578\u9805\u5728\u5730\u5408\u898f\u8207\u71df\u904b\u7279\u5fb5\u503c\u5f97\u6df1\u5165\u638c\u63e1\uff1a<\/p>\n<p><strong style=\"color:#0284c7\">\u8f49\u6578\u5feb\uff08FPS\uff09\u7684\u904b\u4f5c\u5c6c\u6027\uff1a<\/strong>FPS \u8d70\u7684\u662f\u9999\u6e2f\u9280\u884c\u9593\u8207\u5132\u503c\u652f\u4ed8\u5de5\u5177\uff08SVF\uff09\u4e4b\u9593\u7684\u5373\u6642\u6e05\u7b97\u7db2\u7d61\uff0c\u624b\u7e8c\u8cbb\u6210\u672c\u8207\u8cc7\u91d1\u6d41\u8f49\u6548\u7387\u5177\u5099\u512a\u52e2\u3002\u7136\u800c\uff0c\u5546\u6236\u5fc5\u9808\u7406\u89e3\u5176\u8207\u4fe1\u7528\u5361\u6a5f\u5236\u7684\u672c\u8cea\u5dee\u7570\uff1aFPS \u5c6c\u65bc\u76f4\u63a5\u8f49\u5e33\uff0c\u4e26\u4e0d\u5b58\u5728\u5361\u7d44\u7e54\u4e3b\u5c0e\u7684\u62d2\u4ed8\u8207\u8abf\u55ae\u4ef2\u88c1\u6d41\u7a0b\u3002\u4f9d\u64da <a href=\"https:\/\/fps.hkicl.com.hk\/chi\/fps\/consumers\/frequently_asked_questions.php\" rel=\"nofollow noopener\" style=\"color:#0284c7;text-decoration:underline\">\u9999\u6e2f\u9280\u884c\u540c\u696d\u7d50\u7b97\u6709\u9650\u516c\u53f8\u5b98\u65b9 FAQ<\/a>\uff0c\u82e5\u6d88\u8cbb\u8005\u8f49\u5e33\u6307\u793a\u6709\u8aa4\uff0c\u9808\u76f4\u63a5\u7531\u4ed8\u6b3e\u4eba\u5411\u5176\u767c\u8d77\u6a5f\u69cb\u67e5\u8a62\uff0c\u4e26\u63d0\u4f9b\u8f49\u6578\u5feb\u4ea4\u6613\u53c3\u8003\u7de8\u865f\u8207\u6536\u6b3e\u6a5f\u69cb\u5354\u8abf\u8655\u7406\u3002\u56e0\u6b64\u5546\u6236\u5728\u4e32\u63a5 FPS \u6642\uff0c\u52d9\u5fc5\u59a5\u5584\u8a18\u9304\u8f49\u6578\u5feb\u5c08\u5c6c\u4ea4\u6613\u8b58\u5225\u865f\uff08End-to-End ID\uff09\uff0c\u4ee5\u4fbf\u9032\u884c\u4eba\u5de5\u6216\u7cfb\u7d71\u67e5\u5e33\u3002<\/p>\n<p><strong style=\"color:#0284c7\">\u7b2c\u4e09\u65b9\u5e73\u53f0\u4ee3\u6536\u4ee3\u4ed8\u76e3\u7ba1\uff1a<\/strong>\u82e5\u5546\u696d\u6a21\u5f0f\u5c6c\u65bc\u96fb\u5546\u5e73\u53f0\u6216\u5e02\u96c6\uff08Marketplace\uff09\uff0c\u6d89\u53ca\u4ee3\u5165\u99d0\u8ce3\u5bb6\u4ee3\u6536\u6d88\u8cbb\u6b3e\u9805\u4e26\u9032\u884c\u5ef6\u671f\u5206\u6f64\uff0c\u5546\u6236\u9808\u7279\u5225\u6ce8\u610f\u76e3\u7ba1\u908a\u754c\u3002\u4f9d\u64da\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\uff08HKMA\uff09\u95dc\u65bc\u5132\u503c\u652f\u4ed8\u5de5\u5177\uff08SVF\uff09\u8207\u96f6\u552e\u652f\u4ed8\u7cfb\u7d71\u7684\u76e3\u7ba1\u689d\u4f8b\uff0c\u672a\u6301\u724c\u5be6\u9ad4\u4e0d\u53ef\u96a8\u610f\u6c89\u6fb1\u3001\u632a\u7528\u7b2c\u4e09\u65b9\u6b3e\u9805\u6216\u5f9e\u4e8b\u7121\u724c\u91d1\u9322\u670d\u52d9\u3002\u5e73\u53f0\u578b\u4f01\u696d\u61c9\u512a\u5148\u63a1\u7528\u7531\u5177\u5099\u76f8\u61c9\u5408\u898f\u8cc7\u8cea\u6a5f\u69cb\u6240\u63d0\u4f9b\u7684\u300c\u5e73\u53f0\u5c08\u7528\u5206\u5e33\u8207\u8a17\u7ba1\u89e3\u6c7a\u65b9\u6848\u300d\uff0c\u4e26\u8aee\u8a62\u5c08\u696d\u6cd5\u5f8b\u610f\u898b\u4ee5\u78ba\u4fdd\u5408\u898f\u3002<\/p>\n<h2 style=\"font-size:1.45em;line-height:1.4;margin:36px 0 16px;padding-bottom:10px;border-bottom:2px solid #e0f2fe;color:#0369a1\">\u4ea4\u6613\u7e3d\u6301\u6709\u4eba\u6210\u672c\uff08TCO\uff09\u6838\u7b97\u67b6\u69cb<\/h2>\n<p>\u8a55\u4f30\u652f\u4ed8\u65b9\u6848\u7684\u5be6\u969b\u652f\u51fa\u6642\uff0c\u4e0d\u80fd\u50c5\u8457\u773c\u65bc\u8868\u9762\u7684\u55ae\u7b46\u8cbb\u7387\u767e\u5206\u6bd4\uff0c\u61c9\u5168\u9762\u6838\u7b97\u5168\u93c8\u689d\u6210\u672c\uff1a<\/p>\n<table style=\"border-collapse:collapse;margin:18px 0;font-size:15px\">\n<thead>\n<tr>\n<th style=\"text-align:left;padding:12px 14px;border:1px solid #bae6fd;background:#f0f9ff;color:#0369a1\">\u6210\u672c\u69cb\u6210\u6a21\u7d44<\/th>\n<th style=\"text-align:left;padding:12px 14px;border:1px solid #bae6fd;background:#f0f9ff;color:#0369a1\">\u8a08\u91cf\u6a19\u6e96\u8207\u65b9\u5f0f<\/th>\n<th style=\"text-align:left;padding:12px 14px;border:1px solid #bae6fd;background:#f0f9ff;color:#0369a1\">\u5408\u7d04\u5be9\u95b1\u8981\u9ede<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0;font-weight:600;color:#0f172a\">\u4ea4\u6613\u624b\u7e8c\u8cbb\uff08MDR\uff09<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u55ae\u7b46\u4ea4\u6613\u91d1\u984d\u767e\u5206\u6bd4<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u5340\u5206\u5883\u5167\u5361\u3001\u5883\u5916\u5361\u3001\u5546\u696d\u5361\u53ca\u7279\u5b9a\u9ad8\u7aef\u5361\u7a2e\u7684\u4e0d\u540c\u5b9a\u50f9<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0;font-weight:600;color:#0f172a\">\u56fa\u5b9a\u4ea4\u6613\u8655\u7406\u8cbb<\/td>\n<td style=\"padding:12px 14px;border:1px solid #e2e8f0\">\u6bcf\u7b46\u56fa\u5b9a\u91d1\u984d\uff08Flat Fee\uff09<\/td>\n<td style=\"padding:12px 14px;border:1px solid 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API \u4e09\u7a2e\u63a5\u5165\u5f62\u614b\u7684 PCI DSS \u5408\u898f\u6b0a\u8cac\uff0c\u4e26\u6574\u7406\u9999\u6e2f FPS \u6536\u6b3e\u3001\u62d2\u4ed8\u7ba1\u7406\u8207\u4ea4\u6613\u7e3d\u6210\u672c\u6838\u7b97\u7684\u8a55\u4f30\u8981\u9ede\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-340","post","type-post","status-publish","format-standard","hentry","category-funding-information"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u652f\u4ed8\u7db2\u95dc\u662f\u4ec0\u9ebc\uff1a\u62c6\u89e3\u4ea4\u6613\u6d41\u7a0b\u3001\u8207\u652f\u4ed8\u901a\u9053\u4e4b\u5225\uff0c\u4ee5\u53ca\u5546\u6236\u6311\u9078\u8207\u6574\u5408\u8981\u9ede<\/title>\n<meta name=\"description\" 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