{"id":316,"date":"2026-10-22T12:02:13","date_gmt":"2026-10-22T04:02:13","guid":{"rendered":"https:\/\/xbbiz.com\/?p=316"},"modified":"2026-10-22T12:02:13","modified_gmt":"2026-10-22T04:02:13","slug":"stripe-hk-merchant-payment-guide","status":"publish","type":"post","link":"https:\/\/xbbiz.com\/index.php\/2026\/10\/22\/stripe-hk-merchant-payment-guide\/","title":{"rendered":"Stripe \u6536\u6b3e\u5be6\u52d9\u6307\u5357\uff1a\u9999\u6e2f\u5546\u6236\u7531\u958b\u901a\u5e33\u6236\u5230\u63d0\u73fe\u5230\u8cec\u7684\u5b8c\u6574\u6d41\u7a0b\u8207\u624b\u7e8c\u8cbb\u8aaa\u660e"},"content":{"rendered":"
\n

\u9999\u6e2f\u7d93\u71df\u8de8\u5883\u96fb\u5546\u3001SaaS \u8edf\u9ad4\u6216\u627f\u63a5\u6d77\u5916\u7368\u7acb\u8a02\u55ae\u7684\u5718\u968a\uff0c\u666e\u904d\u6703\u512a\u5148\u8003\u616e Stripe \u6536\u6b3e<\/strong> \u89e3\u6c7a\u65b9\u6848\u3002\u5b83\u652f\u63f4\u591a\u570b\u4fe1\u7528\u5361\u3001\u4e32\u63a5 Apple Pay \u8207 Google Pay\uff0c\u4e26\u80fd\u81ea\u8a02\u8a02\u95b1\u8a08\u8cbb\u9031\u671f\u3002\u7136\u800c\uff0c\u5f9e\u5b8c\u6210\u8a3b\u518a\u3001\u63d0\u4ea4\u5408\u898f\u8cc7\u6599\u3001\u7d81\u5b9a\u9999\u6e2f\u672c\u5730\u9280\u884c\u5e33\u6236\uff0c\u5230\u8cc7\u91d1\u771f\u6b63\u7d50\u7b97\u63d0\u73fe\uff0c\u4e2d\u9593\u6d89\u53ca\u5404\u985e\u5be9\u6838\u898f\u7bc4\u8207\u96b1\u5f62\u6210\u672c\u3002\u638c\u63e1\u5b8c\u6574\u7684\u958b\u6236\u6d41\u7a0b\u3001\u8cbb\u7528\u7d50\u69cb\u8207\u8cc7\u91d1\u5230\u8cec\u6642\u9593\u7dda\uff0c\u662f\u78ba\u4fdd\u73fe\u91d1\u6d41\u9806\u66a2\u904b\u8f49\u7684\u7b2c\u4e00\u6b65\u3002\uff08\u8cc7\u6599\u57fa\u6e96\u6838\u5c0d\uff1a2024 \u5e74\u7b2c\u56db\u5b63\uff09<\/p>\n

\n

Stripe \u5728\u9999\u6e2f\u7684\u5be6\u969b\u5b9a\u4f4d\u8207\u9069\u7528\u5834\u666f<\/h2>\n

Stripe \u65bc\u9999\u6e2f\u8a2d\u6709\u672c\u5730\u71df\u904b\u4e3b\u9ad4\uff0c\u5168\u9762\u652f\u63f4\u9999\u6e2f\u8a3b\u518a\u516c\u53f8\u8207\u500b\u9ad4\u5546\u6236\uff0c\u6838\u5fc3\u7d50\u7b97\u8ca8\u5e63\u70ba\u6e2f\u5e63\uff08HKD\uff09\uff0c\u53ef\u7121\u7e2b\u5c0d\u63a5\u672c\u5730\u9280\u884c\u5e33\u6236\u3002\u5546\u6236\u7121\u9700\u8a2d\u7acb\u96e2\u5cb8\u67b6\u69cb\u5373\u53ef\u5408\u6cd5\u5408\u898f\u958b\u901a\u6536\u6b3e\u6b0a\u9650\u3002<\/p>\n

\u8a72\u7cfb\u7d71\u6700\u9069\u5408\u7dda\u4e0a\u9ad8\u983b\u6216\u8a02\u95b1\u5236\u696d\u52d9\uff0c\u4f8b\u5982\u8de8\u570b\u8edf\u9ad4\u670d\u52d9\uff08SaaS\uff09\u3001\u6578\u4f4d\u4ea4\u4ed8\u5167\u5bb9\u3001\u6d77\u5916\u8aee\u8a62\u8207\u8de8\u5883\u7368\u7acb\u7ad9\u3002Stripe \u63d0\u4f9b\u7684\u81ea\u52d5\u958b\u7968\u3001\u9031\u671f\u6027\u6263\u6b3e\uff08Billing\uff09\u8207\u4e8b\u4ef6\u901a\u77e5\uff08Webhook\uff09\u80fd\u7bc0\u7701\u53ef\u89c0\u7684\u4eba\u5de5\u5c0d\u5e33\u6210\u672c\u3002<\/p>\n

\u9700\u8981\u7279\u5225\u7559\u610f\u7684\u662f\u5408\u898f\u9650\u5236\u3002\u865b\u64ec\u8cc7\u7522\u4ea4\u6613\u3001\u91d1\u878d\u501f\u8cb8\u3001\u6210\u4eba\u5167\u5bb9\u3001\u8655\u65b9\u4fdd\u5065\u54c1\u53ca\u5927\u984d\u9810\u4ed8\u5132\u503c\u7b49\u884c\u696d\uff0c\u5728\u7cfb\u7d71\u5167\u90e8\u5c6c\u65bc\u9ad8\u98a8\u96aa\u7bc4\u7587\u3002\u5373\u4fbf\u524d\u671f\u8a3b\u518a\u901a\u904e\uff0c\u5728\u4ea4\u6613\u653e\u91cf\u6642\u82e5\u7121\u6cd5\u63d0\u4f9b\u5b8c\u6574\u696d\u52d9\u6388\u6b0a\u8b49\u660e\uff0c\u5e33\u6236\u6975\u6613\u89f8\u767c\u4e8c\u6b21\u5be9\u67e5\u751a\u81f3\u66ab\u505c\u6536\u6b3e\u3002<\/p>\n<\/section>\n

\n

\u958b\u6236\u524d\u5fc5\u5099\u7684\u4e09\u985e\u6838\u5fc3\u8cc7\u6599<\/h2>\n

\u63d0\u4ea4\u5be9\u6838\u524d\u5099\u9f4a\u4e0b\u5217\u4e09\u985e\u6587\u4ef6\uff0c\u80fd\u6709\u6548\u907f\u514d\u56e0\u8cc7\u6599\u4e0d\u5168\u800c\u5c0e\u81f4\u7684\u4f86\u56de\u88dc\u4ef6\u5ef6\u8aa4\uff1a<\/p>\n

1. \u5546\u696d\u8207\u500b\u4eba\u8eab\u5206\u8b49\u660e<\/h3>\n

\u6709\u9650\u516c\u53f8\u9700\u63d0\u4f9b\u6709\u6548\u7684\u5546\u696d\u767b\u8a18\u8b49\uff08BR\uff09<\/strong>\u3001\u516c\u53f8\u8a3b\u518a\u8b49\u66f8\uff08CI\uff09\u4ee5\u53ca\u6cd5\u5718\u6210\u7acb\u8868\u683c\uff08NNC1\uff09\u6216\u5468\u5e74\u7533\u5831\u8868\uff08NAR1\uff09\u3002\u7368\u8cc7\u6216\u5408\u5925\u7d93\u71df\u8005\u9700\u5099\u9f4a\u5546\u696d\u767b\u8a18\u8b49\u8207\u6771\u4e3b\u8eab\u5206\u8b49\u4ef6\u3002\u6301\u80a1 25% \u4ee5\u4e0a\u7684\u6700\u7d42\u53d7\u76ca\u4eba\u8207\u8463\u4e8b\uff0c\u7686\u9808\u63d0\u4f9b\u8eab\u5206\u8b49\u6216\u8b77\u7167\u6e05\u6670\u6383\u63cf\u4ef6\uff0c\u4e26\u8996\u60c5\u6cc1\u6e96\u5099\u8fd1\u4e09\u500b\u6708\u5167\u7684\u5730\u5740\u8b49\u660e\uff08\u6c34\u96fb\u7164\u5e33\u55ae\u6216\u9280\u884c\u6708\u7d50\u55ae\uff09\u3002\u586b\u5831\u4e4b\u6cd5\u5b9a\u540d\u7a31\u9808\u8207 BR \u5b8c\u5168\u4e00\u81f4\u3002<\/p>\n

2. \u7db2\u7ad9\u5408\u898f\u6027\u8207\u696d\u52d9\u904b\u71df\u8aaa\u660e<\/h3>\n

\u5be9\u6838\u5718\u968a\u6703\u4eba\u5de5\u62bd\u6aa2\u5546\u6236\u7db2\u7ad9\u3002\u7db2\u7ad9\u5fc5\u9808\u5177\u5099\u6e05\u695a\u7684\u7522\u54c1\u5c55\u793a\u3001\u5b9a\u50f9\u8cc7\u8a0a\u3001\u771f\u5be6\u806f\u7d61\u65b9\u5f0f\uff08\u96fb\u90f5\u3001\u96fb\u8a71\u6216\u5be6\u9ad4\u4f4d\u5740\uff09\uff0c\u4ee5\u53ca\u660e\u78ba\u7684\u9000\u6b3e\u653f\u7b56\uff08Refund Policy\uff09\u3001\u670d\u52d9\u689d\u6b3e\u8207\u96b1\u79c1\u6b0a\u5354\u5b9a\u3002\u696d\u52d9\u82e5\u5c1a\u672a\u6b63\u5f0f\u4e0a\u7dda\uff0c\u5247\u9700\u5728\u586b\u8868\u6642\u5177\u9ad4\u9673\u8ff0\u5546\u696d\u4ea4\u4ed8\u6a21\u5f0f\u3001\u9810\u671f\u5ba2\u55ae\u50f9\u53ca\u6708\u4ea4\u6613\u898f\u6a21\u3002<\/p>\n

3. \u672c\u5730\u5546\u696d\u9280\u884c\u5e33\u6236<\/h3>\n

\u63d0\u73fe\u9280\u884c\u7684\u6236\u540d\u5fc5\u9808\u8207 Stripe \u5e33\u6236\u4e3b\u9ad4\u540d\u7a31\u5b8c\u5168\u543b\u5408\u3002\u4f01\u696d\u4e3b\u9ad4\u4e0d\u53ef\u4f7f\u7528\u80a1\u6771\u500b\u4eba\u6236\u53e3\u6536\u6b3e\u3002\u9999\u6e2f\u50b3\u7d71\u5546\u696d\u9280\u884c\u6216\u5177\u5099\u6b63\u5f0f\u5546\u696d\u6236\u53e3\u670d\u52d9\u7684\u865b\u64ec\u9280\u884c\u7686\u53ef\u7d81\u5b9a\uff0c\u4f46\u4f7f\u7528\u865b\u64ec\u9280\u884c\u524d\u61c9\u5411\u8a72\u884c\u78ba\u8a8d\u662f\u5426\u63a5\u53d7\u7b2c\u4e09\u65b9\u652f\u4ed8\u7db2\u95dc\u7684\u516c\u53f8\u540d\u7fa9\u5e38\u898f\u5165\u5e33\u3002<\/p>\n

\"Stripe\u6536\u6b3e\uff1a3.
\u63d0\u73fe\u9280\u884c\u7684\u6236\u540d\u5fc5\u9808\u8207 Stripe \u5e33\u6236\u4e3b\u9ad4\u540d\u7a31\u5b8c\u5168\u543b\u5408<\/figcaption><\/figure>\n<\/section>\n
\n

\u958b\u901a\u5e33\u6236\u7684\u6a19\u6e96\u4f5c\u696d\u6b65\u9a5f<\/h2>\n
    \n
  1. \u8a3b\u518a\u5e33\u865f\uff1a<\/strong>\u4f7f\u7528\u4f01\u696d\u5de5\u4f5c\u96fb\u90f5\u8a3b\u518a\uff0c\u904b\u71df\u5730\u5340\u52d9\u5fc5\u9078\u64c7\u300c\u9999\u6e2f\u300d\uff0c\u6b64\u9805\u8a2d\u5b9a\u5f8c\u7e8c\u7121\u6cd5\u5728\u5f8c\u53f0\u81ea\u884c\u8b8a\u66f4\u3002<\/li>\n
  2. \u9078\u64c7\u5546\u696d\u578b\u614b\u8207 MCC \u4ee3\u78bc\uff1a<\/strong>\u6309\u516c\u53f8\u8a3b\u518a\u5f62\u5f0f\u9078\u64c7\u6709\u9650\u516c\u53f8\u6216\u7368\u8cc7\uff0c\u4e26\u4f9d\u64da\u771f\u5be6\u92b7\u552e\u54c1\u985e\u6311\u9078\u5c0d\u61c9\u7684\u5546\u5bb6\u985e\u5225\u4ee3\u78bc\uff08MCC\uff09\u3002<\/li>\n
  3. \u8f38\u5165\u6cd5\u5b9a\u8a3b\u518a\u8cc7\u8a0a\uff1a<\/strong>\u586b\u5165\u5546\u696d\u767b\u8a18\u8b49\u865f\u78bc\u3001\u8a3b\u518a\u6210\u7acb\u65e5\u671f\u8207\u6cd5\u5b9a\u901a\u8a0a\u5730\u5740\uff08\u901a\u5e38\u4e0d\u63a5\u53d7\u90f5\u653f\u4fe1\u7bb1 P.O. Box\uff09\u3002<\/li>\n
  4. \u7533\u5831\u7ba1\u7406\u5c64\u8207\u53d7\u76ca\u4eba\uff1a<\/strong>\u586b\u5beb\u6240\u6709\u6301\u80a1\u9054 25% \u4ee5\u4e0a\u4e4b\u80a1\u6771\u3001\u5be6\u8cea\u63a7\u5236\u4eba\u53ca\u6cd5\u5b9a\u8463\u4e8b\u4e4b\u500b\u4eba\u8eab\u5206\u8cc7\u8a0a\u3002<\/li>\n
  5. \u4e0a\u50b3\u6587\u4ef6\u9a57\u8b49\uff1a<\/strong>\u4f9d\u8981\u6c42\u4e0a\u50b3\u8eab\u5206\u8b49\u660e\u8207\u5546\u696d\u8a3b\u518a\u6587\u4ef6\uff0c\u5f71\u50cf\u9700\u56db\u89d2\u5b8c\u6574\u3001\u6587\u5b57\u6e05\u6670\u7121\u53cd\u5149\u3002<\/li>\n
  6. \u7d81\u5b9a\u7d50\u7b97\u9280\u884c\uff1a<\/strong>\u8f38\u5165\u9999\u6e2f\u9280\u884c\u7684\u9280\u884c\u7de8\u865f\uff08Bank Code\uff09\u3001\u5206\u884c\u7de8\u865f\uff08Branch Code\uff09\u8207\u6236\u53e3\u865f\u78bc\uff0c\u78ba\u4fdd\u5e33\u865f\u6236\u540d\u6b63\u78ba\u7121\u8aa4\u3002<\/li>\n
  7. \u8a2d\u5b9a\u516c\u958b\u8cc7\u8a0a\uff1a<\/strong>\u586b\u5beb\u5728\u6301\u5361\u4eba\u5e33\u55ae\u4e0a\u986f\u793a\u7684\u5546\u6236\u540d\u7a31\uff08Statement Descriptor\uff09\u3001\u5ba2\u670d\u806f\u7d61\u65b9\u5f0f\u53ca\u5b98\u65b9\u7db2\u5740\u3002<\/li>\n
  8. \u7b49\u5f85\u5be9\u6838\u53cd\u994b\uff1a<\/strong>\u81ea\u52d5\u5316\u5be9\u6838\u591a\u6578\u65bc\u6578\u5c0f\u6642\u5167\u5b8c\u6210\uff1b\u82e5\u9700\u4eba\u5de5\u8907\u6838\uff0c\u4e00\u822c\u9700\u6642 1 \u81f3 3 \u500b\u5de5\u4f5c\u5929\uff0c\u7d50\u679c\u5c07\u900f\u904e\u5f8c\u53f0\u6307\u793a\u8207\u96fb\u90f5\u540c\u6b65\u544a\u77e5\u3002<\/li>\n
  9. \u6e2c\u8a66\u6a21\u5f0f\u6821\u9a57\uff1a<\/strong>\u6b63\u5f0f\u6536\u6b3e\u524d\uff0c\u5207\u63db\u81f3 Test Mode \u4f7f\u7528\u6e2c\u8a66\u5361\u865f\u9032\u884c\u5b8c\u6574\u7684\u6388\u6b0a\u3001\u9000\u6b3e\u53ca Webhook \u4e8b\u4ef6\u56de\u50b3\u9a57\u8b49\u3002<\/li>\n<\/ol>\n<\/section>\n
    \n

    \u9280\u884c\u7d81\u5b9a\u8207\u63d0\u73fe\u8a2d\u5b9a\uff1a\u8cc7\u91d1\u5230\u8cec\u908f\u8f2f<\/h2>\n

    \u5e33\u6236\u5f8c\u53f0\u8cc7\u91d1\u5206\u70ba\u5169\u985e\uff1a\u7b2c\u4e00\u985e\u70ba\u300c\u5f85\u8655\u7406\u9918\u984d\uff08Pending Balance\uff09\u300d\uff0c\u6307\u9867\u5ba2\u5df2\u6388\u6b0a\u6263\u6b3e\u4f46\u5c1a\u5728\u6e05\u7b97\u89c0\u5bdf\u671f\u7684\u8cc7\u91d1\uff1b\u7b2c\u4e8c\u985e\u70ba\u300c\u53ef\u63d0\u73fe\u9918\u984d\uff08Available Balance\uff09\u300d\uff0c\u65b9\u53ef\u5be6\u969b\u64a5\u4ed8\u7d66\u5546\u6236\u3002<\/p>\n

    \u7d50\u7b97\u9031\u671f\u8207\u9996\u6b21\u63d0\u73fe\u7b49\u5f85\u671f<\/h3>\n

    \u4f9d\u64da Stripe \u5b98\u65b9\u7d50\u7b97\u653f\u7b56\uff0c\u9999\u6e2f\u5e33\u6236\u7684\u6a19\u6e96\u7d50\u7b97\u9031\u671f\u70ba 7 \u500b\u66c6\u65e5\uff08Rolling Schedule\uff09<\/strong>\u3002\u6bcf\u4e00\u7b46\u4ea4\u6613\u6263\u6b3e\u6210\u529f\u5f8c\uff0c\u9700\u7d93\u904e\u7d04 7 \u5929\u7684\u98a8\u96aa\u7de9\u885d\u671f\uff0c\u8cc7\u91d1\u624d\u6703\u5f9e\u5f85\u8655\u7406\u9918\u984d\u8f49\u70ba\u53ef\u63d0\u73fe\u9918\u984d\u3002\u9996\u7b46\u4ea4\u6613\u767c\u8d77\u5f8c\u901a\u5e38\u9700\u5b8c\u6574\u7b49\u5f85\u8a72\u9031\u671f\uff0c\u7cfb\u7d71\u65b9\u6703\u57f7\u884c\u7b2c\u4e00\u6b21\u64a5\u6b3e\u3002<\/p>\n

    \u5546\u6236\u53ef\u5728\u5f8c\u53f0\u300c\u9918\u984d\u8207\u63d0\u73fe\uff08Payouts\uff09\u300d\u4ecb\u9762\u67e5\u95b1\u7cfb\u7d71\u6392\u5b9a\u7684\u653e\u6b3e\u983b\u7387\uff08\u9810\u8a2d\u70ba\u6bcf\u65e5\u6216\u6bcf\u9031\u81ea\u52d5\u64a5\u4ed8\uff09\uff0c\u4ea6\u53ef\u6309\u8cc7\u91d1\u8abf\u5ea6\u9700\u6c42\u5207\u63db\u70ba\u624b\u52d5\u63d0\u73fe\u3002\u65b0\u958b\u6236\u6216\u4ea4\u6613\u7570\u52d5\u8f03\u5927\u7684\u5e33\u865f\uff0c\u7d50\u7b97\u9031\u671f\u6703\u7531\u98a8\u63a7\u7cfb\u7d71\u52d5\u614b\u6392\u5b9a\u3002<\/p>\n

    \u9280\u884c\u5230\u8cec\u6642\u7a0b\u8207\u7570\u5e38\u6392\u9664<\/h3>\n

    \u7576\u7cfb\u7d71\u767c\u8d77\u63d0\u73fe\u6307\u4ee4\uff08Payout Created\uff09\u5f8c\uff0c\u8cc7\u91d1\u9032\u5165\u9999\u6e2f\u672c\u5730\u7d50\u7b97\u7db2\u8def\uff0c\u901a\u5e38\u5728 1 \u81f3 3 \u500b\u5de5\u4f5c\u5929\u5167\u9032\u5165\u9280\u884c\u5e33\u6236\u3002\u63d0\u73fe\u5931\u6557\u901a\u5e38\u6b78\u56e0\u65bc\uff1a\u9280\u884c\u4ee3\u78bc\u6216\u5206\u884c\u4ee3\u78bc\u8f38\u5165\u932f\u8aa4\u3001\u6236\u540d\u8207\u516c\u53f8\u6cd5\u4eba\u540d\u7a31\u6709\u51fa\u5165\u3001\u9280\u884c\u5e33\u6236\u8655\u65bc\u51cd\u7d50\u6216\u4e45\u672a\u4f7f\u7528\u7684\u7761\u7720\u72c0\u614b\u3002\u63d0\u73fe\u82e5\u53d7\u963b\uff0c\u8cc7\u91d1\u5c07\u539f\u8def\u9000\u56de\u5f85\u8655\u7406\u9918\u984d\uff0c\u5546\u6236\u4fee\u6b63\u5e33\u6236\u8cc7\u6599\u5f8c\u65b9\u53ef\u91cd\u65b0\u64a5\u6b3e\u3002<\/p>\n<\/section>\n

    \n

    \u624b\u7e8c\u8cbb\u9010\u9805\u62c6\u89e3\u8207\u6210\u672c\u8a66\u7b97<\/h2>\n

    \u5404\u9805\u6536\u8cbb\u6a19\u6e96\u4ee5\u9999\u6e2f\u5b98\u65b9\u5b9a\u50f9\u70ba\u57fa\u6e96\uff0c\u8cbb\u7528\u6db5\u84cb\u6536\u55ae\u57fa\u790e\u8cbb\u3001\u8de8\u5883\u4ea4\u6613\u8cbb\u8207\u9644\u52a0\u529f\u80fd\u8cbb\uff1a<\/p>\n

    \n\n\n\n\n\n\n\n\n\n\n
    \u8a08\u8cbb\u9805\u76ee<\/th>\n\u5b98\u65b9\u516c\u544a\u6a19\u6e96<\/th>\n\u6536\u8cbb\u7d30\u7bc0\u5099\u8a3b<\/th>\n<\/tr>\n<\/thead>\n
    \u9999\u6e2f\u672c\u5730\u767c\u884c\u4fe1\u7528\u5361<\/td>\n3.4% + HK$2.35<\/td>\n\u6bcf\u7b46\u4ea4\u6613\u6210\u529f\u6263\u53d6\uff0c\u9069\u7528\u65bc Visa\u3001Mastercard\u3001\u9280\u806f\u7b49\u672c\u5730\u5361<\/td>\n<\/tr>\n
    \u570b\u969b\u767c\u884c\u4fe1\u7528\u5361\uff08\u8de8\u5883\uff09<\/td>\n3.9% + HK$2.35<\/td>\n\u975e\u9999\u6e2f\u672c\u5730\u767c\u884c\u4e4b\u4fe1\u7528\u5361\uff0c\u81ea\u52d5\u758a\u52a0\u8de8\u5883\u8655\u7406\u9644\u52a0\u8cbb<\/td>\n<\/tr>\n
    \u8ca8\u5e63\u514c\u63db\u8cbb\uff08Currency Conversion\uff09<\/td>\n2.0%<\/td>\n\u7576\u9867\u5ba2\u652f\u4ed8\u5e63\u5225\u8207\u5546\u6236\u7d50\u7b97\u63d0\u73fe\u5e63\u5225\uff08\u5982 HKD\uff09\u4e0d\u4e00\u81f4\u6642\u6536\u53d6<\/td>\n<\/tr>\n
    \u9000\u6b3e\u624b\u7e8c\u8cbb<\/td>\n\u539f\u4ea4\u6613\u624b\u7e8c\u8cbb\u4e0d\u4e88\u9000\u9084<\/td>\n\u5168\u984d\u9000\u6b3e\u7d66\u9867\u5ba2\u6642\uff0c\u539f\u5148\u6263\u53d6\u7684\u767e\u5206\u6bd4\u8207\u56fa\u5b9a\u624b\u7e8c\u8cbb\u7531\u5546\u6236\u627f\u64d4<\/td>\n<\/tr>\n
    \u722d\u8b70\uff08\u62d2\u4ed8\uff09\u8655\u7406\u8cbb<\/td>\n\u6bcf\u7b46 HK$85.00 \u81f3 HK$100.00<\/td>\n\u6301\u5361\u4eba\u5411\u767c\u5361\u884c\u767c\u8d77 Chargeback \u6642\u6263\u53d6\uff1b\u7533\u8a34\u6210\u529f\u5f8c\u4f9d\u5b98\u65b9\u6a5f\u5236\u8655\u7406<\/td>\n<\/tr>\n
    \u9032\u968e\u6a21\u7d44\uff08Billing \/ Radar\uff09<\/td>\n\u4f9d\u529f\u80fd\u5f48\u6027\u8a08\u8cbb<\/td>\n\u8a02\u95b1\u9031\u671f\u7ba1\u7406\u3001\u9032\u968e\u98a8\u63a7\u898f\u5247\u53ca\u81ea\u52d5\u7a05\u52d9\u8a08\u7b97\u6309\u4ea4\u6613\u91cf\u6216\u6708\u8cbb\u52a0\u8cfc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    \u56fa\u5b9a\u624b\u7e8c\u8cbb\u5c0d\u4f4e\u5ba2\u55ae\u50f9\u5f71\u97ff\u986f\u8457\uff0c\u4ee5\u4e0b\u70ba\u5be6\u969b\u4ea4\u6613\u60c5\u5883\u63db\u7b97\uff1a<\/p>\n

      \n
    • \u60c5\u5883 A\uff08HK$1,000 \u672c\u5730\u8a02\u55ae\uff09\uff1a<\/strong>\u624b\u7e8c\u8cbb\u70ba 1,000 \u00d7 3.4% + 2.35 = HK$36.35\uff0c\u5be6\u6536 HK$963.65\uff0c\u5be6\u8cea\u8cbb\u7387\u7d04\u70ba 3.64%\u3002<\/li>\n
    • \u60c5\u5883 B\uff08HK$100 \u672c\u5730\u5c0f\u984d\u8a02\u55ae\uff09\uff1a<\/strong>\u624b\u7e8c\u8cbb\u70ba 100 \u00d7 3.4% + 2.35 = HK$5.75\uff0c\u5be6\u6536 HK$94.25\uff0c\u5be6\u8cea\u8cbb\u7387\u4e0a\u5347\u81f3 5.75%\u3002<\/li>\n
    • \u60c5\u5883 C\uff08HK$1,000 \u570b\u969b\u8a02\u55ae\u4e14\u540c\u5e63\u7d50\u7b97\uff09\uff1a<\/strong>\u624b\u7e8c\u8cbb\u70ba 1,000 \u00d7 3.9% + 2.35 = HK$41.35\uff0c\u5be6\u6536 HK$958.65\u3002\u82e5\u5b9a\u50f9\u4f7f\u7528\u5916\u5e63\u4e14\u9700\u514c\u63db\u70ba\u6e2f\u5e63\u5165\u8cec\uff0c\u9700\u518d\u984d\u5916\u6263\u53d6 2.0% \u532f\u514c\u8cbb\u7528\u3002<\/li>\n<\/ul>\n
      \n\u5c0d\u65bc\u5e73\u5747\u5ba2\u55ae\u50f9\u504f\u4f4e\u4e14\u4e3b\u6253\u672c\u5730\u5ba2\u7fa4\u7684\u96f6\u552e\u5546\u6236\uff0c\u56fa\u5b9a\u4ea4\u6613\u6210\u672c\u8ca0\u64d4\u8f03\u91cd\uff1b\u4f46\u5728\u8de8\u570b\u4ea4\u6613\u8207\u8a02\u95b1\u5236\u5834\u666f\u4e2d\uff0c\u5176\u6574\u5408\u6548\u7387\u8207\u591a\u5143\u652f\u4ed8\u5de5\u5177\u5177\u5099\u660e\u986f\u512a\u52e2\u3002\n<\/div>\n<\/section>\n
      \n

      \u8a02\u55ae\u5f9e\u5237\u5361\u5230\u5165\u5e33\u7684\u5be6\u969b\u6642\u9593\u8ef8<\/h2>\n
        \n
      1. T \u65e5\uff08\u5373\u6642\uff09\uff1a<\/strong>\u6301\u5361\u4eba\u5b8c\u6210\u652f\u4ed8\uff0c\u4ea4\u6613\u53d6\u5f97\u767c\u5361\u884c\u6388\u6b0a\uff0c\u5f8c\u53f0\u5373\u6642\u66f4\u65b0\u8a18\u9304\uff0c\u8cc7\u91d1\u6b78\u5165\u5f85\u8655\u7406\u9918\u984d\u3002<\/li>\n
      2. T+1 \u81f3 T+7 \u65e5\uff08\u6e05\u7b97\u7de9\u885d\u671f\uff09\uff1a<\/strong>\u8cc7\u91d1\u8655\u65bc\u9999\u6e2f\u6a19\u6e96\u7684 7 \u65e5\u6efe\u52d5\u6e05\u7b97\u9031\u671f\u4e2d\uff0c\u9032\u884c\u98a8\u96aa\u76e3\u63a7\u8207\u9632\u507d\u6821\u9a57\u3002<\/li>\n
      3. T+7 \u65e5\uff08\u8f49\u5165\u53ef\u63d0\u73fe\u9918\u984d\uff09\uff1a<\/strong>\u6e05\u7b97\u5b8c\u6210\uff0c\u8cc7\u91d1\u9032\u5165\u53ef\u63d0\u73fe\u9918\u984d\uff0c\u7cfb\u7d71\u4f9d\u8a2d\u5b9a\u6392\u7a0b\u6216\u7531\u624b\u52d5\u64cd\u4f5c\u89f8\u767c\u63d0\u73fe\u3002<\/li>\n
      4. T+8 \u81f3 T+10 \u65e5\uff08\u9280\u884c\u5165\u5e33\uff09\uff1a<\/strong>\u7d93\u672c\u5730\u9280\u884c\u81ea\u52d5\u6e05\u7b97\u7cfb\u7d71\uff08ACH\uff09\u8f49\u5e33\uff0c\u8cc7\u91d1\u5b58\u5165\u9999\u6e2f\u672c\u5730\u9280\u884c\u6236\u53e3\u3002<\/li>\n<\/ol>\n

        \u6574\u9ad4\u904b\u7b97\u6d41\u7a0b\u5f9e\u4ea4\u6613\u767c\u751f\u5230\u5be6\u969b\u8cc7\u91d1\u53ef\u652f\u914d\uff0c\u7d04\u9700\u6b77\u6642 8 \u81f3 11 \u500b\u66c6\u65e5\u3002\u5546\u6236\u5728\u5b89\u6392\u4f9b\u61c9\u5546\u4ed8\u6b3e\u8207\u71df\u904b\u8cc7\u91d1\u898f\u5283\u6642\uff0c\u61c9\u4ee5\u6b64\u9031\u8f49\u9031\u671f\u4f5c\u70ba\u8cc7\u91d1\u6392\u671f\u4f9d\u64da\u3002<\/p>\n

        \"Stripe\u6536\u6b3e\uff1a\u8a02\u55ae\u5f9e\u5237\u5361\u5230\u5165\u5e33\u7684\u5be6\u969b\u6642\u9593\u8ef8\u76f8\u5173\u6982\u5ff5\u4e0e\u5173\u7cfb\u793a\u610f\"
        \u6574\u9ad4\u904b\u7b97\u6d41\u7a0b\u5f9e\u4ea4\u6613\u767c\u751f\u5230\u5be6\u969b\u8cc7\u91d1\u53ef\u652f\u914d\uff0c\u7d04\u9700\u6b77\u6642 8 \u81f3 11 \u500b\u66c6\u65e5<\/figcaption><\/figure>\n<\/section>\n
        \n

        \u62d2\u4ed8\uff08Chargeback\uff09\u9632\u7bc4\u8207\u98a8\u63a7\u5408\u898f\u6a5f\u5236<\/h2>\n

        \u570b\u969b\u5361\u7d44\u7e54\u5c0d\u5546\u6236\u7684\u62d2\u4ed8\u7387\u76e3\u63a7\u76f8\u7576\u56b4\u683c\u3002\u82e5\u5e33\u6236\u722d\u8b70\u7387\u7570\u5e38\u5347\u9ad8\uff0c\u6536\u55ae\u6a5f\u69cb\u5c07\u5c0d\u5546\u6236\u5be6\u65bd\u5f37\u5236\u6027\u4fdd\u8b49\u91d1\u51cd\u7d50\u751a\u81f3\u7d42\u6b62\u6536\u6b3e\u6b0a\u9650\u3002\u964d\u4f4e\u722d\u8b70\u98a8\u96aa\u7684\u6838\u5fc3\u9632\u8b77\u63aa\u65bd\u5305\u62ec\uff1a<\/p>\n

          \n
        • \u555f\u7528 3D Secure\uff083DS\uff09\u8a8d\u8b49\uff1a<\/strong>\u5229\u7528\u96d9\u91cd\u8eab\u5206\u9a57\u8b49\u8f49\u79fb\u300c\u672a\u6388\u6b0a\u4ea4\u6613\u300d\u7684\u6b3a\u8a50\u62d2\u4ed8\u8cac\u4efb\uff0c\u8b93\u767c\u5361\u884c\u627f\u64d4\u76f8\u95dc\u640d\u5931\u3002<\/li>\n
        • \u8a2d\u5b9a Radar \u667a\u80fd\u9632\u79a6\u898f\u5247\uff1a<\/strong>\u5c01\u9396\u9ad8\u98a8\u96aa IP\u3001\u77ed\u6642\u9593\u5167\u9023\u7e8c\u66f4\u63db\u5361\u865f\u91cd\u8a66\u4e4b\u8acb\u6c42\uff0c\u6216\u5c0d\u8d85\u984d\u8a02\u55ae\u555f\u52d5\u4eba\u5de5\u9a57\u8b49\u3002<\/li>\n
        • \u4fdd\u7559\u5b8c\u6574\u5c65\u7d04\u93c8\u8def\uff1a<\/strong>\u5be6\u9ad4\u8ca8\u7269\u52d9\u5fc5\u4fdd\u7559\u5177\u5099\u7c3d\u6536\u7d00\u9304\u7684\u7269\u6d41\u904b\u55ae\uff1b\u6578\u4f4d\u5167\u5bb9\u8207\u8edf\u9ad4\u5247\u61c9\u5b8c\u6574\u8a18\u9304\u767b\u5165 IP\u3001\u4ea4\u4ed8\u901a\u77e5\u53ca\u4f7f\u7528\u6578\u64da\u3002<\/li>\n
        • \u524d\u7f6e\u5ba2\u670d\u9000\u6b3e\u7b56\u7565\uff1a<\/strong>\u4e3b\u52d5\u6e9d\u901a\u4ee5\u5e38\u898f\u9000\u6b3e\u89e3\u6c7a\u5ba2\u8a34\uff0c\u5176\u6210\u672c\u9060\u4f4e\u65bc\u627f\u64d4\u62d2\u4ed8\u624b\u7e8c\u8cbb\u8207\u5546\u6236\u8a55\u7d1a\u53d7\u640d\u7684\u4ee3\u50f9\u3002<\/li>\n<\/ul>\n<\/section>\n
          \n

          \u7cfb\u7d71\u63a5\u5165\u65b9\u5f0f\u8a55\u4f30<\/h2>\n

          \u5546\u6236\u53ef\u4f9d\u64da\u73fe\u6709\u6280\u8853\u80fd\u529b\uff0c\u9078\u64c7\u5408\u9069\u7684\u63a5\u5165\u67b6\u69cb\uff1a<\/p>\n

            \n
          • \u7121\u7a0b\u5f0f\u78bc\u5de5\u5177\uff1a<\/strong>Payment Links<\/strong> \u8207 Invoicing<\/strong> \u80fd\u5728\u5f8c\u53f0\u76f4\u63a5\u751f\u6210\u7d50\u5e33\u9023\u7d50\u6216\u5c08\u696d\u96fb\u5b50\u767c\u7968\uff0c\u9069\u5408\u5c0f\u578b\u8aee\u8a62\u3001B2B \u958b\u55ae\u8207\u793e\u4ea4\u5e73\u53f0\u92b7\u552e\u3002<\/li>\n
          • \u73fe\u6210\u958b\u7ad9\u5e73\u53f0\u63d2\u4ef6\uff1a<\/strong>Shopify\u3001WooCommerce\u3001SHOPLINE \u7b49\u751f\u614b\u7cfb\u5747\u63d0\u4f9b\u73fe\u6210\u4e32\u63a5\u6a21\u7d44\uff0c\u50c5\u9700\u914d\u7f6e API \u91d1\u9470\u5373\u53ef\u5b8c\u6210\u91d1\u6d41\u555f\u7528\u3002<\/li>\n
          • \u958b\u767c\u8005\u81ea\u5b9a\u7fa9\u67b6\u69cb\uff1a<\/strong>\u5229\u7528 Payment Intents API<\/strong> \u642d\u914d\u524d\u7aef Elements \u5143\u4ef6\uff0c\u5728\u81ea\u6709\u7db2\u7ad9\u6216 App \u5167\u69cb\u5efa\u539f\u751f\u7d50\u5e33\u9ad4\u9a57\uff0c\u4e26\u900f\u904e Webhook \u89f8\u767c\u81ea\u52d5\u5316\u51fa\u8ca8\u6d41\u7a0b\u3002<\/li>\n<\/ul>\n<\/section>\n
            \n

            \u5e38\u898b\u554f\u984c FAQ<\/h2>\n
            \n

            Q1\uff1a\u9999\u6e2f\u500b\u4eba\u6216\u81ea\u7531\u8077\u696d\u8005\u53ef\u4ee5\u5728\u6c92\u6709\u5546\u696d\u767b\u8a18\u8b49\uff08BR\uff09\u7684\u60c5\u6cc1\u4e0b\u7533\u8acb\u55ce\uff1f<\/h4>\n

            \u53ef\u4ee5\u3002\u8a3b\u518a\u6642\u5546\u696d\u985e\u578b\u53ef\u9078\u64c7\u300c\u500b\u4eba\uff0f\u7368\u8cc7\u7d93\u71df\u8005\uff08Individual \/ Sole Proprietorship\uff09\u300d\uff0c\u586b\u5beb\u500b\u4eba\u9999\u6e2f\u8eab\u5206\u8b49\u53ca\u4f4f\u5740\u8b49\u660e\u5373\u53ef\u958b\u901a\u3002\u4f46\u82e5\u696d\u52d9\u898f\u6a21\u6301\u7e8c\u589e\u9577\uff0c\u5efa\u8b70\u4f9d\u6cd5\u8fa6\u7406\u5546\u696d\u767b\u8a18\u4ee5\u78ba\u4fdd\u7a05\u52d9\u5408\u898f\u3002<\/p>\n

            Q2\uff1a\u9867\u5ba2\u4f7f\u7528\u5916\u5e63\uff08\u5982 USD\u3001EUR\uff09\u4ed8\u6b3e\uff0c\u9999\u6e2f\u5546\u6236\u5982\u4f55\u7d50\u7b97\uff1f<\/h4>\n

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