{"id":292,"date":"2026-10-19T12:27:02","date_gmt":"2026-10-19T04:27:02","guid":{"rendered":"https:\/\/xbbiz.com\/?p=292"},"modified":"2026-10-19T12:27:02","modified_gmt":"2026-10-19T04:27:02","slug":"online-store-payment-hk","status":"publish","type":"post","link":"https:\/\/xbbiz.com\/index.php\/2026\/10\/19\/online-store-payment-hk\/","title":{"rendered":"\u958b\u901a\u7db2\u5e97\u6536\u6b3e\u524d\uff0c\u5148\u4e86\u89e3\u5e38\u898b\u6536\u6b3e\u65b9\u5f0f\u3001\u5546\u6236\u5e33\u6236\u7533\u8acb\u3001\u8a2d\u5b9a\u6d41\u7a0b\u8207\u624b\u7e8c\u8cbb\u6ce8\u610f\u4e8b\u9805\u3002"},"content":{"rendered":"

The task is to generate an HTML article on online store payment methods, focusing on common methods, account application, setup, and fee considerations, excluding the title and introductory explanations, and concluding with a FAQ section. The output should be HTML format without the surrounding HTML, head, body, style, and script tags.<\/p>\n

**The wording around “no refund mechanism” needs clarification; rephrasing to accurately reflect the process where refunds require merchant initiation and customer input is necessary.** Fee comparisons for payment processors require using publicly available rates and directing users to official sources. The tax law reference needs to be updated to cite Hong Kong tax regulations directly.<\/p>\n

\n

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\u82e5\u5ba2\u7fa4\u5305\u542b\u5167\u5730\u6216\u6d77\u5916\u8cb7\u5bb6\uff0c\u91d1\u6d41\u914d\u7f6e\u9700\u9032\u4e00\u6b65\u5206\u5c64\u3002\u5167\u5730\u6d88\u8cbb\u8005\u9ad8\u5ea6\u4f9d\u8cf4\u652f\u4ed8\u5bf6\u8207\u5fae\u4fe1\u652f\u4ed8\uff0c\u6b50\u7f8e\u53ca\u5176\u4ed6\u6d77\u5916\u8cb7\u5bb6\u5247\u591a\u6578\u4f7f\u7528 Visa\u3001Mastercard \u6216 PayPal\u3002\u82e5\u7d50\u5e33\u9801\u9762\u7f3a\u4e4f\u5408\u9069\u7684\u4ed8\u6b3e\u5de5\u5177\uff0c\u5f80\u5f80\u6703\u76f4\u63a5\u5c0e\u81f4\u8cfc\u7269\u8eca\u653e\u68c4\u7387\u4e0a\u5347\u3002\u56e0\u6b64\uff0c\u898f\u5283\u6536\u6b3e\u7d44\u5408\u7684\u6838\u5fc3\u539f\u5247\u61c9\u662f\u300c\u7cbe\u6e96\u8986\u84cb\u76ee\u6a19\u5ba2\u7fa4\u7684\u4ed8\u6b3e\u7fd2\u6163<\/strong>\u300d\uff0c\u800c\u975e\u55ae\u7d14\u8ffd\u6c42\u6700\u4f4e\u7684\u624b\u7e8c\u8cbb\u7387\u3002<\/p>\n

\u9999\u6e2f\u7db2\u5e97\u5e38\u898b\u6536\u6b3e\u65b9\u5f0f\u5168\u89e3\u6790<\/h2>\n

1. \u4fe1\u7528\u5361\u8207\u6263\u5e33\u5361\uff08Credit \/ Debit Cards\uff09<\/h3>\n

\u4fe1\u7528\u5361\u6536\u55ae\u4e00\u822c\u7d93\u7531\u6536\u55ae\u9280\u884c\u6216\u652f\u4ed8\u670d\u52d9\u5546\uff08PSP\uff0c\u5982 Stripe\u3001Airwallex\u3001Adyen\u3001Checkout.com \u7b49\uff09<\/strong>\u63d0\u4f9b\u3002\u6536\u55ae\u9280\u884c\u5be9\u6279\u56b4\u683c\u4e14\u5408\u7d04\u671f\u8f03\u9577\uff0c\u9069\u5408\u71df\u904b\u6210\u719f\u3001\u71df\u696d\u984d\u7a69\u5b9a\u7684\u4f01\u696d\uff1b\u7b2c\u4e09\u65b9\u652f\u4ed8\u670d\u52d9\u5546\u5247\u6574\u5408\u4e86\u5546\u6236\u5e33\u6236\u3001\u652f\u4ed8\u7db2\u95dc\uff08Payment Gateway\uff09\u8207\u5f8c\u53f0\u5c0d\u5e33\u7cfb\u7d71\uff0c\u958b\u901a\u901f\u5ea6\u5feb\uff0c\u9069\u5408\u4e2d\u5c0f\u578b\u7db2\u5e97\u3002<\/p>\n

\u4fe1\u7528\u5361\u6536\u6b3e\u652f\u63f4 3D Secure \u96d9\u91cd\u9a57\u8b49\uff0c\u4e26\u63d0\u4f9b\u5b8c\u5584\u7684\u9000\u6b3e\u8207\u722d\u8b70\u8655\u7406\u6a5f\u5236\uff0c\u6d88\u8cbb\u8005\u4fe1\u4efb\u5ea6\u6700\u9ad8\u3002\u7136\u800c\u5176\u8cbb\u7528\u7d50\u69cb\u76f8\u5c0d\u8907\u96dc\uff0c\u5305\u542b\u4ea4\u6613\u767e\u5206\u6bd4\u3001\u56fa\u5b9a\u624b\u7e8c\u8cbb\u3001\u8de8\u5883\u5361\u9644\u52a0\u8cbb\uff0c\u4ee5\u53ca\u767c\u751f\u4ea4\u6613\u722d\u8b70\u6642\u7684\u62d2\u4ed8\u8655\u7406\u8cbb\u3002<\/p>\n

2. \u8f49\u6578\u5feb FPS \u8207\u9280\u884c\u8f49\u5e33<\/h3>\n

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3. \u4e3b\u6d41\u96fb\u5b50\u9322\u5305\uff08PayMe for Business\u3001AlipayHK\u3001WeChat Pay HK\u3001\u516b\u9054\u901a\uff09<\/h3>\n

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4. PayPal \u8207\u8de8\u5883\u652f\u4ed8\u7db2\u95dc<\/h3>\n

\u91dd\u5c0d\u6b50\u7f8e\u53ca\u5168\u7403\u5e02\u5834\uff0cPayPal \u5177\u5099\u9ad8\u5ea6\u54c1\u724c\u4fe1\u4efb\u5ea6\u8207\u8cb7\u5bb6\u4fdd\u969c\u6a5f\u5236\uff0c\u652f\u63f4\u591a\u570b\u8ca8\u5e63\u7d50\u7b97\u3002\u5176\u7f3a\u9ede\u5728\u65bc\u6a19\u6e96\u4ea4\u6613\u8cbb\u7387\u8207\u8ca8\u5e63\u8f49\u63db\u532f\u7387\u6ea2\u50f9\u504f\u9ad8\u3002\u5c0d\u65bc\u8de8\u5883\u696d\u52d9\u4f54\u6bd4\u8f03\u9ad8\u7684\u7db2\u5e97\uff0c\u5efa\u8b70\u540c\u6642\u914d\u7f6e\u652f\u63f4\u591a\u570b\u672c\u5730\u5361\u6536\u55ae\u7684\u570b\u969b\u652f\u4ed8\u7db2\u95dc\uff0c\u4ee5\u5206\u6563\u6210\u672c\u4e26\u63d0\u5347\u7d50\u5e33\u6210\u529f\u7387\u3002<\/p>\n

5. \u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09\u8207\u4fe1\u7528\u5361\u5206\u671f<\/h3>\n

\u5148\u8cb7\u5f8c\u4ed8\u5141\u8a31\u9867\u5ba2\u5206\u671f\u4ed8\u6b3e\uff08\u901a\u5e38\u70ba 3 \u81f3 4 \u671f\u514d\u606f\uff09\uff0c\u800c\u5546\u6236\u5728\u6263\u9664\u624b\u7e8c\u8cbb\u5f8c\u53ef\u5148\u884c\u6536\u53d6\u5168\u984d\u6b3e\u9805\u3002\u9019\u985e\u5de5\u5177\u5c0d\u65bc\u62c9\u9ad8\u5e73\u5747\u5ba2\u55ae\u50f9\uff08AOV\uff09\u8207\u4fc3\u9032\u9ad8\u55ae\u50f9\u5546\u54c1\u8f49\u5316\u6709\u660e\u986f\u6548\u679c\u3002\u7531\u65bc\u5546\u6236\u7aef\u627f\u64d4\u7684\u8cbb\u7387\u9ad8\u65bc\u666e\u901a\u4fe1\u7528\u5361\u4ea4\u6613\uff0c\u9069\u5408\u7522\u54c1\u6bdb\u5229\u7387\u5145\u8db3\u7684\u696d\u52d9\u985e\u578b\u3002<\/p>\n

\n\n\n\n\n\n\n\n\n\n
\u6536\u6b3e\u65b9\u5f0f<\/th>\n\u9069\u7528\u5834\u666f\u8207\u5ba2\u7fa4<\/th>\n\u4e3b\u8981\u6210\u672c\u8207\u71df\u904b\u7279\u9ede<\/th>\n<\/tr>\n<\/thead>\n
\u4fe1\u7528\u5361\uff0f\u6263\u5e33\u5361<\/td>\n\u9ad8\u5ba2\u55ae\u50f9\u3001\u8de8\u5883\u5ba2\u7fa4\u3001\u6ce8\u91cd\u4fdd\u969c\u4e4b\u8cb7\u5bb6<\/td>\n\u6bcf\u7b46\u767e\u5206\u6bd4\uff0b\u56fa\u5b9a\u8cbb\uff0c\u9700\u627f\u64d4\u6f5b\u5728\u62d2\u4ed8\u98a8\u96aa<\/td>\n<\/tr>\n
\u8f49\u6578\u5feb FPS\uff08\u5546\u6236\u7248\uff09<\/td>\n\u672c\u5730\u8cb7\u5bb6\u3001\u4e2d\u5c0f\u984d\u6d88\u8cbb\u3001\u5373\u6642\u5230\u5e33\u9700\u6c42<\/td>\n\u8cbb\u7387\u6975\u4f4e\uff0c\u7121\u5f37\u5236\u62d2\u4ed8\u6a5f\u5236\uff0c\u9000\u6b3e\u9700\u5546\u6236\u4e3b\u52d5\u8f49\u5e33<\/td>\n<\/tr>\n
\u672c\u5730\u96fb\u5b50\u9322\u5305<\/td>\n\u624b\u6a5f\u7aef\u4e0b\u55ae\u3001\u5e74\u8f15\u6d88\u8cbb\u7fa4\u3001\u65e5\u5e38\u6d88\u8cbb\u54c1<\/td>\n\u8cbb\u7387\u4e2d\u7b49\uff0c\u64cd\u4f5c\u8def\u5f91\u77ed\uff0c\u90e8\u5206\u5e73\u53f0\u6709\u6700\u4f4e\u8cbb\u7528\u9580\u6abb<\/td>\n<\/tr>\n
PayPal\uff0f\u570b\u969b\u7db2\u95dc<\/td>\n\u6b50\u7f8e\u53ca\u5168\u7403\u8de8\u5883\u8a02\u55ae<\/td>\n\u570b\u969b\u8a8d\u77e5\u5ea6\u9ad8\uff0c\u4f46\u624b\u7e8c\u8cbb\u8207\u8ca8\u5e63\u8f49\u63db\u8cbb\u7387\u504f\u9ad8<\/td>\n<\/tr>\n
\u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09<\/td>\n\u4e2d\u9ad8\u50f9\u4f4d\u6642\u5c1a\u3001\u5bb6\u5c45\u3001\u96fb\u5b50\u7522\u54c1<\/td>\n\u986f\u8457\u62c9\u9ad8\u5ba2\u55ae\u50f9\uff0c\u4f46\u5546\u6236\u9700\u652f\u4ed8\u8f03\u9ad8\u7684\u4ea4\u6613\u624b\u7e8c\u8cbb<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\u5546\u6236\u5e33\u6236\u7533\u8acb\u8207\u5be9\u6279\u6307\u5357<\/h2>\n

\u516c\u53f8\u67b6\u69cb\u8207\u5fc5\u5099\u6587\u4ef6<\/h3>\n

\u7533\u8acb\u6b63\u898f\u5546\u6236\u5e33\u6236\u6642\uff0c\u6709\u9650\u516c\u53f8\uff08Limited Company\uff09\u56e0\u6cd5\u4eba\u8cac\u4efb\u8207\u80a1\u6b0a\u67b6\u69cb\u6e05\u6670\uff0c\u5be9\u6279\u6d41\u7a0b\u901a\u5e38\u8f03\u70ba\u6a19\u6e96\u5316\uff1b\u7121\u9650\u516c\u53f8\u6216\u7368\u8cc7\u7d93\u71df\u8005\u540c\u6a23\u53ef\u4ee5\u7533\u8acb\uff0c\u4f46\u6536\u55ae\u6a5f\u69cb\u53ef\u80fd\u6703\u8981\u6c42\u63d0\u4f9b\u6771\u4e3b\u7684\u500b\u4eba\u8ca1\u52d9\u80cc\u666f\u8cc7\u6599\u6216\u500b\u4eba\u64d4\u4fdd\u3002\u5efa\u8b70\u5728\u63d0\u4ea4\u7533\u8acb\u524d\u5099\u59a5\u4ee5\u4e0b\u57fa\u672c\u6587\u4ef6\uff1a<\/p>\n

    \n
  • \u6709\u6548\u5546\u696d\u767b\u8a18\u8b49\uff08BR\uff09<\/strong>\u53ca\u516c\u53f8\u8a3b\u518a\u8b49\u660e\u66f8\uff08CI\uff0c\u9069\u7528\u65bc\u6709\u9650\u516c\u53f8\uff09<\/li>\n
  • \u516c\u53f8\u8463\u4e8b\u3001\u4e3b\u8981\u80a1\u6771\uff08\u6301\u80a1 25% \u4ee5\u4e0a\uff09\u53ca\u6388\u6b0a\u7c3d\u7f72\u4eba\u4e4b\u8eab\u4efd\u8b49\u660e\u8207\u6700\u8fd1\u4e09\u500b\u6708\u4f4f\u5740\u8b49\u660e<\/li>\n
  • \u516c\u53f8\u5546\u696d\u9280\u884c\u6236\u53e3\u6708\u7d50\u55ae\uff08\u901a\u5e38\u9700\u6700\u8fd1\u4e00\u81f3\u4e09\u500b\u6708\uff09<\/li>\n
  • \u904b\u4f5c\u4e2d\u7684\u7db2\u5e97\u7db2\u5740\uff08\u9700\u5177\u5099\u5b8c\u6574\u7522\u54c1\u8cc7\u8a0a\u3001\u660e\u78ba\u50f9\u683c\u6a19\u793a\u8207\u670d\u52d9\u689d\u6b3e\uff09<\/li>\n
  • \u71df\u904b\u9810\u4f30\u6578\u64da\uff08\u9810\u4f30\u6708\u71df\u696d\u984d\u3001\u5e73\u5747\u5ba2\u55ae\u50f9\u3001\u76ee\u6a19\u5e02\u5834\u6bd4\u4f8b\uff09<\/li>\n<\/ul>\n
    \n\u5be9\u6279\u901a\u95dc\u63d0\u793a\uff1a<\/strong>\u6536\u55ae\u6a5f\u69cb\u5728\u5be9\u67e5\u7db2\u5e97\u6642\uff0c\u6703\u91cd\u9ede\u6838\u5c0d\u7db2\u7ad9\u4e0a\u7684\u300c\u9000\u63db\u8ca8\u653f\u7b56\u300d\u3001\u300c\u9001\u8ca8\u689d\u6b3e\u300d\u3001\u300c\u79c1\u96b1\u653f\u7b56\u300d\u53ca\u300c\u516c\u53f8\u806f\u7d61\u8cc7\u8a0a\u300d<\/strong>\u3002\u5728\u4e0a\u7dda\u7533\u8acb\u524d\u88dc\u9f4a\u9019\u4e9b\u975c\u614b\u9801\u9762\uff0c\u80fd\u5927\u5e45\u7e2e\u77ed\u5be9\u6279\u6642\u9593\u4e26\u6e1b\u5c11\u88dc\u4ef6\u4f86\u56de\u3002\n<\/div>\n

    \u98a8\u63a7\u8a55\u4f30\u8207\u9644\u52a0\u689d\u4ef6\u61c9\u5c0d<\/h3>\n

    \u6536\u55ae\u6a5f\u69cb\u7684\u5be9\u6838\u6838\u5fc3\u5728\u65bc\u63a7\u5236\u58de\u5e33\u3001\u6d17\u9322\u8207\u62d2\u4ed8\u722d\u8b70\u98a8\u96aa\u3002\u67d0\u4e9b\u884c\u696d\uff08\u5982\u4fdd\u5065\u54c1\u3001\u9810\u552e\u671f\u904e\u9577\u7684\u8a02\u88fd\u5546\u54c1\u3001\u8a02\u95b1\u5236\u81ea\u52d5\u6263\u6b3e\u3001\u9ad8\u55ae\u50f9\u73e0\u5bf6\u3001\u4ee3\u8cfc\u670d\u52d9\uff09\u6703\u88ab\u6b78\u985e\u70ba\u4e2d\u9ad8\u98a8\u96aa\u696d\u52d9\u3002\u91dd\u5c0d\u9019\u985e\u696d\u52d9\uff0c\u652f\u4ed8\u6a5f\u69cb\u53ef\u80fd\u6703\u63a1\u53d6\u4ee5\u4e0b\u98a8\u63a7\u63aa\u65bd\uff1a<\/p>\n

      \n
    • \u6efe\u52d5\u4fdd\u8b49\u91d1\uff08Rolling Reserve\uff09\uff1a<\/strong>\u66ab\u6263\u6bcf\u7b46\u4ea4\u6613\u4e00\u5b9a\u6bd4\u4f8b\uff08\u4f8b\u5982 5% – 10%\uff09\u7684\u8cc7\u91d1\uff0c\u4fdd\u7559 90 \u81f3 180 \u5929\u4ee5\u61c9\u5c0d\u6f5b\u5728\u62d2\u4ed8\u3002<\/li>\n
    • \u5ef6\u9577\u7d50\u7b97\u9031\u671f\uff1a<\/strong>\u5c07\u7d50\u7b97\u6642\u9593\u7531\u6a19\u6e96\u7684 T+2 \u6216 T+3 \u8abf\u6574\u81f3 T+7 \u751a\u81f3\u66f4\u9577\u3002<\/li>\n<\/ul>\n

      \u82e5\u521d\u6b21\u7533\u8acb\u906d\u62d2\uff0c\u53ef\u5411\u670d\u52d9\u5546\u4e86\u89e3\u5177\u9ad4\u539f\u56e0\uff0c\u591a\u6578\u60c5\u6cc1\u53ef\u900f\u904e\u8abf\u6574\u9000\u6b3e\u689d\u6b3e\u3001\u63d0\u4f9b\u4f9b\u61c9\u5546\u63a1\u8cfc\u6191\u64da\u6216\u66f4\u63db\u5408\u9069\u7684\u6536\u55ae\u901a\u9053\u91cd\u65b0\u63d0\u4ea4\u5be9\u67e5\u3002<\/p>\n

      \u5f9e\u7c3d\u7d04\u5230\u4e0a\u7dda\u7684\u8a2d\u5b9a\u6d41\u7a0b\u8207\u6280\u8853\u91cd\u9ede<\/h2>\n

      1. \u7db2\u5e97\u5e73\u53f0\u4e32\u63a5<\/h3>\n

      \u82e5\u4f7f\u7528 Shopify\u3001SHOPLINE\u3001Boutir \u6216 WooCommerce \u7b49\u5e38\u898b\u7db2\u5e97\u7cfb\u7d71\uff0c\u5927\u90e8\u5206\u4e3b\u6d41\u652f\u4ed8\u7db2\u95dc\u5747\u63d0\u4f9b\u73fe\u6210\u7684\u4e32\u63a5\u5916\u639b\uff0c\u53ea\u9700\u5728\u5f8c\u53f0\u586b\u5165 API \u91d1\u9470\uff08API Key\uff0c\u7cfb\u7d71\u901a\u4fe1\u901a\u884c\u78bc\uff09\u5373\u53ef\u5b8c\u6210\u914d\u7f6e\u3002\u82e5\u662f\u81ea\u884c\u958b\u767c\u7684\u7db2\u7ad9\uff0c\u5247\u9700\u7531\u5de5\u7a0b\u4eba\u54e1\u9032\u884c API \u5c0d\u63a5\uff0c\u4e26\u7279\u5225\u914d\u7f6e Webhook\uff08\u56de\u8abf\u901a\u77e5\uff0c\u5373\u652f\u4ed8\u670d\u52d9\u5546\u5373\u6642\u901a\u77e5\u7db2\u5e97\u7cfb\u7d71\u4ed8\u6b3e\u7d50\u679c\u7684\u6a5f\u5236\uff09<\/strong>\uff0c\u78ba\u4fdd\u8a02\u55ae\u72c0\u614b\u5728\u4ed8\u6b3e\u5b8c\u6210\u5f8c\u80fd\u5373\u6642\u81ea\u52d5\u66f4\u65b0\uff0c\u907f\u514d\u51fa\u73fe\u6f0f\u55ae\u60c5\u6cc1\u3002<\/p>\n

      \"\u7db2\u5e97\u6536\u6b3e\u4e32\u63a5\u6d41\u7a0b\u4fe1\u606f\u5716\uff0c\u5448\u73fe\u7db2\u5e97\u7cfb\u7d71\u3001\u652f\u4ed8\u7db2\u95dc\u6578\u64da\u50b3\u8f38\u8207\u5546\u696d\u9280\u884c\u5e33\u6236\u81ea\u52d5\u5316\u5c0d\u5e33\u67b6\u69cb\u3002\"
      \u900f\u904e\u6a19\u6e96 API \u8207 Webhook \u6a5f\u5236\u4e32\u63a5\u652f\u4ed8\u7db2\u95dc\uff0c\u80fd\u78ba\u4fdd\u4ed8\u6b3e\u72c0\u614b\u5373\u6642\u81ea\u52d5\u66f4\u65b0\u4e26\u7c21\u5316\u5f8c\u7e8c\u5c0d\u5e33\u4f5c\u696d\u3002<\/figcaption><\/figure>\n

      2. 3D Secure \u9a57\u8b49\u8207\u7d50\u5e33\u6d41\u66a2\u5ea6\u5e73\u8861<\/h3>\n

      3D Secure\uff083DS\uff09\u662f\u570b\u969b\u5361\u7d44\u7e54\u7684\u96d9\u91cd\u9a57\u8b49\u6a19\u6e96\uff0c\u5ba2\u4eba\u9700\u900f\u904e\u624b\u6a5f\u7c21\u8a0a\u4e00\u6b21\u6027\u9a57\u8b49\u78bc\uff08OTP\uff09\u6216\u9280\u884c App \u78ba\u8a8d\u4ed8\u6b3e\u3002\u958b\u901a 3DS \u80fd\u6709\u6548\u5c07\u507d\u5192\u4ea4\u6613\u7684\u62d2\u4ed8\u8cac\u4efb\u8f49\u79fb\u81f3\u767c\u5361\u9280\u884c\uff0c\u4fdd\u969c\u5546\u6236\u5229\u76ca\u3002\u90e8\u5206\u73fe\u4ee3\u652f\u4ed8\u7db2\u95dc\u652f\u63f4\u667a\u6167\u98a8\u63a7\u8def\u7531\uff0c\u50c5\u5728\u9ad8\u98a8\u96aa\u4ea4\u6613\u6642\u89f8\u767c\u9a57\u8b49\uff0c\u517c\u9867\u4ea4\u6613\u5b89\u5168\u6027\u8207\u7d50\u5e33\u8f49\u63db\u7387\u3002<\/p>\n

      3. \u7d50\u7b97\u9031\u671f\u8207\u73fe\u91d1\u6d41\u7ba1\u7406<\/h3>\n

      \u4e0d\u540c\u652f\u4ed8\u6a5f\u69cb\u7684\u7d50\u7b97\u6642\u9593\uff08Payout Schedule\uff09\u5404\u7570\uff0c\u5e02\u5834\u5e38\u898b\u70ba T+2 \u81f3 T+7\uff08T \u4ee3\u8868\u4ea4\u6613\u65e5\uff09\u3002\u7d50\u7b97\u9031\u671f\u76f4\u63a5\u5f71\u97ff\u7db2\u5e97\u7684\u8cc7\u91d1\u5468\u8f49\u901f\u5ea6\uff0c\u5c24\u5176\u662f\u9700\u8981\u9810\u5148\u652f\u4ed8\u8ca8\u6b3e\u7684\u96f6\u552e\u6a21\u5f0f\u3002\u5546\u6236\u9700\u5b9a\u671f\u6838\u5c0d\u652f\u4ed8\u5f8c\u53f0\u7684\u7d50\u7b97\u5831\u8868\u8207\u9280\u884c\u5be6\u969b\u5165\u5e33\u91d1\u984d\uff0c\u78ba\u8a8d\u6263\u9664\u624b\u7e8c\u8cbb\u5f8c\u7684\u6de8\u984d\u5b8c\u5168\u543b\u5408\u3002<\/p>\n

      \u624b\u7e8c\u8cbb\u7d50\u69cb\u8207\u96b1\u85cf\u6210\u672c\u5256\u6790<\/h2>\n

      \u8a55\u4f30\u6536\u6b3e\u6210\u672c\u6642\uff0c\u4e0d\u80fd\u50c5\u770b\u8868\u9762\u7684\u4ea4\u6613\u767e\u5206\u6bd4\uff0c\u5404\u985e\u9644\u52a0\u8cbb\u7528\u5f80\u5f80\u624d\u662f\u5f71\u97ff\u5be6\u969b\u5229\u6f64\u7684\u95dc\u9375\u56e0\u7d20\u3002<\/p>\n

      \n\n\n\n\n\n\n\n\n
      \u8cbb\u7528\u9805\u76ee<\/th>\n\u6210\u672c\u7d30\u7bc0\u8207\u6ce8\u610f\u4e8b\u9805<\/th>\n<\/tr>\n<\/thead>\n
      \u57fa\u790e\u4ea4\u6613\u624b\u7e8c\u8cbb<\/td>\n\u901a\u5e38\u7531\u300c\u767e\u5206\u6bd4 + \u6bcf\u7b46\u56fa\u5b9a\u91d1\u984d\u300d\u7d44\u6210\uff08\u4f8b\u5982\u672c\u5730\u5361\u5e38\u898b\u65bc 2.5% – 3.4% + \u56fa\u5b9a\u91d1\u984d\uff0c\u5be6\u969b\u4ee5\u5404\u6a5f\u69cb\u5b98\u65b9\u6700\u65b0\u516c\u4f48\u70ba\u6e96\uff09\u3002<\/td>\n<\/tr>\n
      \u9000\u6b3e\u624b\u7e8c\u8cbb<\/td>\n\u7576\u767c\u751f\u9000\u6b3e\u6642\uff0c\u7d55\u5927\u591a\u6578\u652f\u4ed8\u7db2\u95dc\u4e0d\u6703\u9000\u9084\u539f\u672c\u6536\u53d6\u7684\u4ea4\u6613\u624b\u7e8c\u8cbb<\/strong>\uff0c\u5546\u6236\u9700\u81ea\u884c\u627f\u64d4\u8a72\u7b46\u91d1\u6d41\u640d\u8017\u3002<\/td>\n<\/tr>\n
      \u62d2\u4ed8\u8655\u7406\u8cbb\uff08Chargeback Fee\uff09<\/td>\n\u82e5\u9867\u5ba2\u5411\u767c\u5361\u884c\u63d0\u51fa\u4ea4\u6613\u722d\u8b70\uff0c\u6bcf\u5b97\u722d\u8b70\u901a\u5e38\u6703\u88ab\u6536\u53d6\u56fa\u5b9a\u8655\u7406\u8cbb\uff08\u7d04\u6578\u5341\u81f3\u4e00\u767e\u591a\u6e2f\u5143\u4e0d\u7b49\uff09\uff0c\u7121\u8ad6\u6700\u7d42\u6297\u8faf\u662f\u5426\u6210\u529f\u5747\u4e0d\u9000\u9084\u3002<\/td>\n<\/tr>\n
      \u8de8\u5883\u5361\u9644\u52a0\u8cbb\u8207\u8ca8\u5e63\u8f49\u63db<\/td>\n\u63a5\u53d7\u6d77\u5916\u4fe1\u7528\u5361\u4ed8\u6b3e\u901a\u5e38\u6709 0.5% – 1.5% \u9644\u52a0\u8cbb\uff1b\u82e5\u727d\u6d89\u5916\u5e63\u514c\u63db\uff0c\u652f\u4ed8\u6a5f\u69cb\u6703\u5728\u5e02\u5834\u532f\u7387\u57fa\u790e\u4e0a\u52a0\u6536\u7d04 1% – 3% \u7684\u532f\u7387\u5dee\u50f9\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

      \u7db2\u5e97\u71df\u904b\u907f\u5751\u8207\u5408\u898f\u91cd\u9ede<\/h2>\n

      1. \u907f\u514d\u4f7f\u7528\u500b\u4eba\u6236\u53e3\u8655\u7406\u5546\u696d\u6536\u6b3e<\/h3>\n

      \u5728\u71df\u904b\u521d\u671f\u4f7f\u7528\u500b\u4eba\u9280\u884c\u6236\u53e3\u6216\u500b\u4eba\u96fb\u5b50\u9322\u5305\u6536\u6b3e\uff0c\u770b\u4f3c\u7701\u6642\uff0c\u5be6\u5247\u5b58\u5728\u91cd\u5927\u5408\u898f\u98a8\u96aa\u3002\u9280\u884c\u82e5\u5075\u6e2c\u5230\u500b\u4eba\u6236\u53e3\u983b\u7e41\u51fa\u73fe\u5927\u91cf\u4f86\u81ea\u4e0d\u540c\u7b2c\u4e09\u65b9\u7684\u8f49\u5e33\uff0c\u6975\u6613\u89f8\u767c\u53cd\u6d17\u9322\u98a8\u63a7\u6a5f\u5236\uff0c\u53ef\u80fd\u5c0e\u81f4\u6236\u53e3\u906d\u5230\u51cd\u7d50\u6216\u7d42\u6b62\u670d\u52d9\u3002\u6b64\u5916\uff0c\u500b\u4eba\u6536\u6b3e\u7d00\u9304\u7121\u6cd5\u8207\u5546\u6236\u8a02\u55ae\u7cfb\u7d71\u81ea\u52d5\u5c0d\u63a5\uff0c\u5927\u5e45\u589e\u52a0\u6703\u8a08\u8a18\u5e33\u8207\u5831\u7a05\u7684\u8907\u96dc\u5ea6\u3002<\/p>\n

      2. \u7a05\u52d9\u6cd5\u4f8b\u8207\u696d\u52d9\u7d00\u9304\u4fdd\u5b58\u8981\u6c42<\/h3>\n

      \u6839\u64da\u9999\u6e2f\u300a\u7a05\u52d9\u689d\u4f8b\u300b\u7b2c 51C \u689d\u7684\u6cd5\u5b9a\u8981\u6c42\uff0c\u5728\u9999\u6e2f\u7d93\u71df\u696d\u52d9\u7684\u4eba\u58eb\u5fc5\u9808\u5c31\u5176\u5404\u9805\u6536\u652f\u4fdd\u5b58\u8db3\u5920\u7684\u696d\u52d9\u7d00\u9304\uff08\u5305\u62ec\u4ea4\u6613\u660e\u7d30\u3001\u767c\u7968\u3001\u6536\u64da\u3001\u9280\u884c\u6708\u7d50\u55ae\u53ca\u652f\u4ed8\u7db2\u95dc\u7d50\u7b97\u5831\u8868\uff09\uff0c\u76f8\u95dc\u7d00\u9304\u5fc5\u9808\u4fdd\u5b58\u81f3\u5c11 7 \u5e74<\/strong>\u3002\u5efa\u8b70\u5efa\u7acb\u6bcf\u6708\u5b9a\u671f\u532f\u51fa\u91d1\u6d41\u5f8c\u53f0\u4ea4\u6613\u5831\u8868\u4e26\u5099\u4efd\u81f3\u96f2\u7aef\u5132\u5b58\u7684\u6a5f\u5236\uff0c\u4ee5\u78ba\u4fdd\u5831\u7a05\u8207\u5be9\u8a08\u5408\u898f\u3002<\/p>\n

      3. \u8cc7\u6599\u5b89\u5168\u8207 PCI DSS \u4ee3\u78bc\u5316\u65b9\u6848<\/h3>\n

      \u8655\u7406\u4fe1\u7528\u5361\u8cc7\u6599\u9700\u7b26\u5408\u652f\u4ed8\u5361\u7522\u696d\u8cc7\u6599\u5b89\u5168\u6a19\u6e96\uff08PCI DSS\uff09\u3002\u7db2\u5e97\u61c9\u907f\u514d\u5728\u81ea\u8eab\u4f3a\u670d\u5668\u4e2d\u76f4\u63a5\u5132\u5b58\u6216\u50b3\u8f38\u9867\u5ba2\u7684\u5b8c\u6574\u5361\u865f\u8207 CVV \u78bc\uff0c\u6b63\u898f\u505a\u6cd5\u662f\u63a1\u7528\u652f\u4ed8\u670d\u52d9\u5546\u63d0\u4f9b\u7684\u8a17\u7ba1\u4ed8\u6b3e\u9801\u9762\uff08Hosted Payment Page\uff09\u6216\u4ee3\u78bc\u5316\u6280\u8853\uff08Tokenization\uff0c\u5c07\u5361\u865f\u8f49\u63db\u70ba\u96a8\u6a5f\u52a0\u5bc6\u8b58\u5225\u4ee3\u78bc\uff09<\/strong>\uff0c\u5c07\u7cfb\u7d71\u5408\u898f\u8ca0\u64d4\u964d\u81f3\u6700\u4f4e\uff0c\u540c\u6642\u78ba\u4fdd\u9867\u5ba2\u652f\u4ed8\u5b89\u5168\u3002<\/p>\n

      \u4e0d\u540c\u767c\u5c55\u968e\u6bb5\u7684\u7db2\u5e97\u6536\u6b3e\u7d44\u5408\u5efa\u8b70<\/h2>\n
      \n\n\n\n\n\n\n\n
      \u767c\u5c55\u968e\u6bb5<\/th>\n\u5efa\u8b70\u6536\u6b3e\u914d\u7f6e<\/th>\n\u6838\u5fc3\u7b56\u7565\u8207\u76ee\u6a19<\/th>\n<\/tr>\n<\/thead>\n
      \u521d\u5275\u8d77\u6b65\u968e\u6bb5
      \uff08\u6708\u71df\u6536\u5e7e\u842c\u6e2f\u5143\uff09<\/span><\/td>\n      		\u5546\u6236\u7248\u8f49\u6578\u5feb\uff08FPS\uff09+ \u5373\u958b\u578b PSP \u4fe1\u7528\u5361\u6536\u55ae + PayMe for Business<\/td>\n\u4f4e\u56fa\u5b9a\u6210\u672c\u3001\u958b\u6236\u8fc5\u901f\u3001\u8986\u84cb\u672c\u5730\u6700\u5e38\u7528\u4ed8\u6b3e\u6e20\u9053\u3002<\/td>\n<\/tr>\n
      \u6210\u9577\u64f4\u5f35\u968e\u6bb5
      \uff08\u6708\u71df\u6536\u6578\u5341\u842c\u6e2f\u5143\uff09<\/span><\/td>\n      		\u5168\u9762\u6574\u5408\u4fe1\u7528\u5361 + FPS + \u5b8c\u6574\u96fb\u5b50\u9322\u5305 + \u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09<\/td>\n\u6191\u85c9\u4ea4\u6613\u91cf\u722d\u53d6\u8f03\u512a\u60e0\u8cbb\u7387\uff0c\u5f15\u9032\u5206\u671f\u5de5\u5177\u63d0\u9ad8\u5ba2\u55ae\u50f9\uff0c\u7e2e\u77ed\u7d50\u7b97\u9031\u671f\u3002<\/td>\n<\/tr>\n
      \u8de8\u5883\u51fa\u6d77\u968e\u6bb5
      \uff08\u9762\u5411\u6d77\u5916\u5e02\u5834\uff09<\/span><\/td>\n      		\u570b\u969b\u4fe1\u7528\u5361\u7db2\u95dc + PayPal + \u591a\u5e63\u7a2e\u539f\u5e63\u7d50\u7b97\u5e33\u6236<\/td>\n\u652f\u63f4\u591a\u5e63\u7a2e\u539f\u5e63\u6536\u6b3e\u4ee5\u964d\u4f4e\u532f\u514c\u640d\u5931\uff0c\u5f37\u5316\u6d77\u5916\u8cb7\u5bb6\u4fe1\u4efb\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

      \u5e38\u898b\u554f\u984c\uff08FAQ\uff09<\/h2>\n
      \n
      \n

      Q1: \u525b\u958b\u7db2\u5e97\u53ef\u4ee5\u7528\u500b\u4eba FPS \u6216\u500b\u4eba PayMe \u6536\u6b3e\u55ce\uff1f<\/h4>\n

      \u4e0d\u5efa\u8b70\u3002\u500b\u4eba\u6236\u53e3\u82e5\u983b\u7e41\u63a5\u6536\u4e0d\u540c\u4f86\u6e90\u7684\u5546\u696d\u8f49\u5e33\uff0c\u5bb9\u6613\u89f8\u767c\u9280\u884c\u7684\u9632\u6d17\u9322\u98a8\u63a7\u6a5f\u5236\uff0c\u9762\u81e8\u88ab\u9650\u5236\u4ea4\u6613\u6216\u51cd\u7d50\u7684\u98a8\u96aa\u3002\u6b64\u5916\uff0c\u500b\u4eba\u6236\u53e3\u6536\u6b3e\u9700\u8981\u624b\u52d5\u6838\u5c0d\u6bcf\u7b46\u6b3e\u9805\uff0c\u7121\u6cd5\u8207\u7db2\u5e97\u7cfb\u7d71\u81ea\u52d5\u540c\u6b65\u8a02\u55ae\u72c0\u614b\uff0c\u6975\u6613\u9020\u6210\u6f0f\u767c\u8ca8\u8207\u6703\u8a08\u5c0d\u5e33\u6df7\u4e82\u3002<\/p>\n<\/div>\n

      \n

      Q2: \u8f49\u6578\u5feb\uff08FPS\uff09\u5546\u6236\u6536\u6b3e\u5982\u679c\u9047\u5230\u9867\u5ba2\u9000\u6b3e\uff0c\u8a72\u5982\u4f55\u64cd\u4f5c\uff1f<\/h4>\n

      \u8f49\u6578\u5feb\u5c6c\u65bc\u5373\u6642\u9280\u884c\u9593\u8f49\u5e33\u67b6\u69cb\uff0c\u4e0d\u50cf\u4fe1\u7528\u5361\u8a2d\u6709\u7531\u5361\u7d44\u7e54\u4e3b\u5c0e\u7684\u5f37\u5236\u9000\u6b3e\u6216\u722d\u8b70\u6263\u6b3e\u6a5f\u5236\u3002\u82e5\u9700\u5411\u9867\u5ba2\u9000\u6b3e\uff0c\u5546\u6236\u53ef\u5728\u652f\u63f4\u9000\u6b3e\u529f\u80fd\u7684\u91d1\u6d41\u5f8c\u53f0\u767c\u8d77\u539f\u8def\u9000\u6b3e\uff0c\u6216\u900f\u904e\u5546\u696d\u7db2\u4e0a\u9280\u884c\u76f4\u63a5\u5411\u9867\u5ba2\u7684\u624b\u6a5f\u865f\u78bc\uff0fFPS ID \u9032\u884c\u8f49\u5e33\u9000\u6b3e\uff0c\u4e26\u4fdd\u7559\u8f49\u5e33\u55ae\u64da\u4f5c\u5c0d\u5e33\u8a18\u9304\u3002<\/p>\n<\/div>\n

      \n

      Q3: \u4ec0\u9ebc\u662f\u62d2\u4ed8\uff08Chargeback\uff09\uff1f\u7db2\u5e97\u61c9\u8a72\u5982\u4f55\u9632\u7bc4\uff1f<\/h4>\n

      \u62d2\u4ed8\u662f\u6307\u6301\u5361\u4eba\u76f4\u63a5\u5411\u767c\u5361\u9280\u884c\u63d0\u51fa\u722d\u8b70\uff08\u4f8b\u5982\u672a\u6388\u6b0a\u4ea4\u6613\u3001\u672a\u6536\u5230\u8ca8\u54c1\u6216\u5546\u54c1\u8207\u63cf\u8ff0\u4e0d\u7b26\uff09\uff0c\u8981\u6c42\u64a4\u92b7\u4ed8\u6b3e\u3002\u767c\u751f\u62d2\u4ed8\u6642\uff0c\u5546\u6236\u7121\u8ad6\u6297\u8faf\u7d50\u679c\u5982\u4f55\uff0c\u901a\u5e38\u90fd\u8981\u652f\u4ed8\u4e00\u7b46\u722d\u8b70\u8655\u7406\u8cbb\u3002\u9632\u7bc4\u65b9\u6cd5\u5305\u62ec\uff1a\u958b\u901a 3D Secure \u9a57\u8b49\u3001\u63a1\u7528\u5177\u5099\u7c3d\u6536\u6191\u64da\u7684\u53ef\u9760\u7269\u6d41\u670d\u52d9\u3001\u5728\u7db2\u7ad9\u660e\u78ba\u5217\u51fa\u9000\u63db\u8ca8\u689d\u6b3e\uff0c\u4e26\u53ca\u6642\u8655\u7406\u9867\u5ba2\u552e\u5f8c\u67e5\u8a62\u3002<\/p>\n<\/div>\n

      \n

      Q4: \u7533\u8acb\u7db2\u5e97\u5546\u6236\u5e33\u6236\u4e00\u822c\u9700\u8981\u591a\u9577\u6642\u9593\uff1f<\/h4>\n

      \u4e3b\u6d41\u7b2c\u4e09\u65b9\u652f\u4ed8\u670d\u52d9\u5546\uff08PSP\uff09\u7684\u7dda\u4e0a\u5be9\u6279\u901a\u5e38\u9700\u8981 1 \u81f3 3 \u500b\u5de5\u4f5c\u5929\uff0c\u53ea\u8981\u5546\u696d\u767b\u8a18\u8b49\u3001\u9280\u884c\u5e33\u6236\u53ca\u7db2\u7ad9\u689d\u6b3e\u9f4a\u5099\u5373\u53ef\u8fc5\u901f\u958b\u901a\uff1b\u50b3\u7d71\u6536\u55ae\u9280\u884c\u6216\u6d89\u53ca\u9ad8\u98a8\u96aa\u884c\u696d\u7684\u5be9\u6279\u6d41\u7a0b\u8f03\u70ba\u56b4\u8b39\uff0c\u901a\u5e38\u9700\u8981 2 \u81f3 4 \u661f\u671f\u4e0d\u7b49\u3002<\/p>\n<\/div>\n

      \n

      Q5: \u7db2\u5e97\u4ea4\u6613\u7d00\u9304\u9700\u8981\u4fdd\u5b58\u591a\u4e45\uff1f\u5831\u7a05\u6642\u6709\u54ea\u4e9b\u898f\u5b9a\uff1f<\/h4>\n

      \u6839\u64da\u9999\u6e2f\u300a\u7a05\u52d9\u689d\u4f8b\u300b\u7b2c 51C \u689d\u898f\u5b9a\uff0c\u5728\u9999\u6e2f\u7d93\u71df\u696d\u52d9\u4e4b\u4eba\u58eb\u9808\u4fdd\u5b58\u8db3\u5920\u7684\u696d\u52d9\u6536\u652f\u7d00\u9304\u81f3\u5c11 7 \u5e74\u3002\u9019\u5305\u62ec\u7db2\u5e97\u8a02\u55ae\u7d00\u9304\u3001\u767c\u7968\u3001\u9280\u884c\u6708\u7d50\u55ae\u53ca\u652f\u4ed8\u5e73\u53f0\u6bcf\u6708\u7d50\u7b97\u6e05\u55ae\u3002\u5546\u6236\u61c9\u5b9a\u671f\u5099\u4efd\u5f8c\u53f0\u6578\u64da\uff0c\u4ee5\u4fbf\u5408\u898f\u5b8c\u6210\u6bcf\u5e74\u5229\u5f97\u7a05\u7533\u5831\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

      \u9999\u6e2f\u7db2\u5e97\u6536\u6b3e\u6307\u5357\uff1a\u6bd4\u8f03\u4fe1\u7528\u5361\u3001\u8f49\u6578\u5feb FPS\u3001PayMe\u3001AlipayHK\u3001WeChat Pay HK \u8207 PayPal \u7b49\u5e38\u898b\u6536\u6b3e\u65b9\u5f0f\u7684\u9069\u7528\u5834\u666f\uff0c\u8aaa\u660e\u5546\u6236\u5e33\u6236\u7533\u8acb\u6587\u4ef6\u3001\u5be9\u6279\u98a8\u63a7\u8207 API \u4e32\u63a5\u8a2d\u5b9a\u6d41\u7a0b\uff0c\u4e26\u62c6\u89e3\u4ea4\u6613\u624b\u7e8c\u8cbb\u3001\u9000\u6b3e\u8cbb\u3001\u62d2\u4ed8\u8655\u7406\u8cbb\u53ca\u532f\u7387\u5dee\u50f9\u7b49\u6210\u672c\u7d30\u7bc0\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-292","post","type-post","status-publish","format-standard","hentry","category-funding-information"],"yoast_head":"\n\u958b\u901a\u7db2\u5e97\u6536\u6b3e\u524d\uff0c\u5148\u4e86\u89e3\u5e38\u898b\u6536\u6b3e\u65b9\u5f0f\u3001\u5546\u6236\u5e33\u6236\u7533\u8acb\u3001\u8a2d\u5b9a\u6d41\u7a0b\u8207\u624b\u7e8c\u8cbb\u6ce8\u610f\u4e8b\u9805\u3002<\/title>\n<meta name=\"description\" content=\"\u9999\u6e2f\u7db2\u5e97\u6536\u6b3e\u6307\u5357\uff1a\u6bd4\u8f03\u4fe1\u7528\u5361\u3001\u8f49\u6578\u5feb FPS\u3001PayMe\u3001AlipayHK\u3001WeChat Pay HK \u8207 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